How the Other Half Banks: Exclusion, Exploitation, and the Threat to Democracy
The United States has two separate banking systems today-one serving the well-to-do and another exploiting everyone else. How the Other Half Banks contributes to the growing conversation on American inequality by highlighting one of its prime causes: unequal credit. Mehrsa Baradaran examines how a s...
Gespeichert in:
1. Verfasser: | |
---|---|
Format: | Elektronisch E-Book |
Sprache: | English |
Veröffentlicht: |
Cambridge, MA
Harvard University Press
[2015]
|
Ausgabe: | Pilot project. eBook available to selected US libraries only |
Schlagworte: | |
Online-Zugang: | FAW01 FAB01 FCO01 FHA01 FKE01 FLA01 UPA01 UBG01 URL des Erstveröffentlichers |
Zusammenfassung: | The United States has two separate banking systems today-one serving the well-to-do and another exploiting everyone else. How the Other Half Banks contributes to the growing conversation on American inequality by highlighting one of its prime causes: unequal credit. Mehrsa Baradaran examines how a significant portion of the population, deserted by banks, is forced to wander through a Wild West of payday lenders and check-cashing services to cover emergency expenses and pay for necessities-all thanks to deregulation that began in the 1970s and continues decades later. "Baradaran argues persuasively that the banking industry, fattened on public subsidies (including too-big-to-fail bailouts), owes low-income families a better deal...How the Other Half Banks is well researched and clearly written...The bankers who fully understand the system are heavily invested in it. Books like this are written for the rest of us." -Nancy Folbre, New York Times Book Review "How the Other Half Banks tells an important story, one in which we have allowed the profit motives of banks to trump the public interest." -Lisa J. Servon, American Prospect |
Beschreibung: | Description based on online resource; title from PDF title page (publisher's Web site, viewed 01. Dez 2022) |
Beschreibung: | 1 Online-Ressource (336 Seiten) |
ISBN: | 9780674495425 |
DOI: | 10.4159/9780674495425 |
Internformat
MARC
LEADER | 00000nmm a2200000zc 4500 | ||
---|---|---|---|
001 | BV048607487 | ||
003 | DE-604 | ||
005 | 00000000000000.0 | ||
007 | cr|uuu---uuuuu | ||
008 | 221213s2015 |||| o||u| ||||||eng d | ||
020 | |a 9780674495425 |9 978-0-674-49542-5 | ||
024 | 7 | |a 10.4159/9780674495425 |2 doi | |
035 | |a (ZDB-23-DGG)9780674495425 | ||
035 | |a (OCoLC)927140580 | ||
035 | |a (DE-599)BVBBV048607487 | ||
040 | |a DE-604 |b ger |e rda | ||
041 | 0 | |a eng | |
049 | |a DE-1043 |a DE-1046 |a DE-858 |a DE-Aug4 |a DE-859 |a DE-860 |a DE-473 |a DE-739 | ||
100 | 1 | |a Baradaran, Mehrsa |e Verfasser |4 aut | |
245 | 1 | 0 | |a How the Other Half Banks |b Exclusion, Exploitation, and the Threat to Democracy |c Mehrsa Baradaran |
250 | |a Pilot project. eBook available to selected US libraries only | ||
264 | 1 | |a Cambridge, MA |b Harvard University Press |c [2015] | |
264 | 4 | |c © 2015 | |
300 | |a 1 Online-Ressource (336 Seiten) | ||
336 | |b txt |2 rdacontent | ||
337 | |b c |2 rdamedia | ||
338 | |b cr |2 rdacarrier | ||
500 | |a Description based on online resource; title from PDF title page (publisher's Web site, viewed 01. Dez 2022) | ||
520 | |a The United States has two separate banking systems today-one serving the well-to-do and another exploiting everyone else. How the Other Half Banks contributes to the growing conversation on American inequality by highlighting one of its prime causes: unequal credit. Mehrsa Baradaran examines how a significant portion of the population, deserted by banks, is forced to wander through a Wild West of payday lenders and check-cashing services to cover emergency expenses and pay for necessities-all thanks to deregulation that began in the 1970s and continues decades later. "Baradaran argues persuasively that the banking industry, fattened on public subsidies (including too-big-to-fail bailouts), owes low-income families a better deal...How the Other Half Banks is well researched and clearly written...The bankers who fully understand the system are heavily invested in it. Books like this are written for the rest of us." -Nancy Folbre, New York Times Book Review "How the Other Half Banks tells an important story, one in which we have allowed the profit motives of banks to trump the public interest." -Lisa J. Servon, American Prospect | ||
546 | |a In English | ||
650 | 7 | |a BUSINESS & ECONOMICS / Banks & Banking |2 bisacsh | |
650 | 4 | |a Banks and banking |x Social aspects |x United States | |
650 | 4 | |a Banks and banking |x Social aspects |z United States | |
650 | 4 | |a Check cashing services |x United States | |
650 | 4 | |a Check cashing services |z United States | |
650 | 4 | |a Financial services industry |x United States | |
650 | 4 | |a Financial services industry |z United States | |
650 | 4 | |a Postal savings banks |x United States |x United States | |
650 | 4 | |a Postal savings banks |z United States | |
856 | 4 | 0 | |u https://doi.org/10.4159/9780674495425 |x Verlag |z URL des Erstveröffentlichers |3 Volltext |
912 | |a ZDB-23-DGG | ||
999 | |a oai:aleph.bib-bvb.de:BVB01-033982910 | ||
966 | e | |u https://doi.org/10.4159/9780674495425 |l FAW01 |p ZDB-23-DGG |q FAW_PDA_DGG |x Verlag |3 Volltext | |
966 | e | |u https://doi.org/10.4159/9780674495425 |l FAB01 |p ZDB-23-DGG |q FAB_PDA_DGG |x Verlag |3 Volltext | |
966 | e | |u https://doi.org/10.4159/9780674495425 |l FCO01 |p ZDB-23-DGG |q FCO_PDA_DGG |x Verlag |3 Volltext | |
966 | e | |u https://doi.org/10.4159/9780674495425 |l FHA01 |p ZDB-23-DGG |q FHA_PDA_DGG |x Verlag |3 Volltext | |
966 | e | |u https://doi.org/10.4159/9780674495425 |l FKE01 |p ZDB-23-DGG |q FKE_PDA_DGG |x Verlag |3 Volltext | |
966 | e | |u https://doi.org/10.4159/9780674495425 |l FLA01 |p ZDB-23-DGG |q FLA_PDA_DGG |x Verlag |3 Volltext | |
966 | e | |u https://doi.org/10.4159/9780674495425 |l UPA01 |p ZDB-23-DGG |q UPA_PDA_DGG |x Verlag |3 Volltext | |
966 | e | |u https://doi.org/10.4159/9780674495425 |l UBG01 |p ZDB-23-DGG |q UBG_PDA_DGG |x Verlag |3 Volltext |
Datensatz im Suchindex
_version_ | 1804184657940447232 |
---|---|
adam_txt | |
any_adam_object | |
any_adam_object_boolean | |
author | Baradaran, Mehrsa |
author_facet | Baradaran, Mehrsa |
author_role | aut |
author_sort | Baradaran, Mehrsa |
author_variant | m b mb |
building | Verbundindex |
bvnumber | BV048607487 |
collection | ZDB-23-DGG |
ctrlnum | (ZDB-23-DGG)9780674495425 (OCoLC)927140580 (DE-599)BVBBV048607487 |
doi_str_mv | 10.4159/9780674495425 |
edition | Pilot project. eBook available to selected US libraries only |
format | Electronic eBook |
fullrecord | <?xml version="1.0" encoding="UTF-8"?><collection xmlns="http://www.loc.gov/MARC21/slim"><record><leader>03851nmm a2200565zc 4500</leader><controlfield tag="001">BV048607487</controlfield><controlfield tag="003">DE-604</controlfield><controlfield tag="005">00000000000000.0</controlfield><controlfield tag="007">cr|uuu---uuuuu</controlfield><controlfield tag="008">221213s2015 |||| o||u| ||||||eng d</controlfield><datafield tag="020" ind1=" " ind2=" "><subfield code="a">9780674495425</subfield><subfield code="9">978-0-674-49542-5</subfield></datafield><datafield tag="024" ind1="7" ind2=" "><subfield code="a">10.4159/9780674495425</subfield><subfield code="2">doi</subfield></datafield><datafield tag="035" ind1=" " ind2=" "><subfield code="a">(ZDB-23-DGG)9780674495425</subfield></datafield><datafield tag="035" ind1=" " ind2=" "><subfield code="a">(OCoLC)927140580</subfield></datafield><datafield tag="035" ind1=" " ind2=" "><subfield code="a">(DE-599)BVBBV048607487</subfield></datafield><datafield tag="040" ind1=" " ind2=" "><subfield code="a">DE-604</subfield><subfield code="b">ger</subfield><subfield code="e">rda</subfield></datafield><datafield tag="041" ind1="0" ind2=" "><subfield code="a">eng</subfield></datafield><datafield tag="049" ind1=" " ind2=" "><subfield code="a">DE-1043</subfield><subfield code="a">DE-1046</subfield><subfield code="a">DE-858</subfield><subfield code="a">DE-Aug4</subfield><subfield code="a">DE-859</subfield><subfield code="a">DE-860</subfield><subfield code="a">DE-473</subfield><subfield code="a">DE-739</subfield></datafield><datafield tag="100" ind1="1" ind2=" "><subfield code="a">Baradaran, Mehrsa</subfield><subfield code="e">Verfasser</subfield><subfield code="4">aut</subfield></datafield><datafield tag="245" ind1="1" ind2="0"><subfield code="a">How the Other Half Banks</subfield><subfield code="b">Exclusion, Exploitation, and the Threat to Democracy</subfield><subfield code="c">Mehrsa Baradaran</subfield></datafield><datafield tag="250" ind1=" " ind2=" "><subfield code="a">Pilot project. eBook available to selected US libraries only</subfield></datafield><datafield tag="264" ind1=" " ind2="1"><subfield code="a">Cambridge, MA</subfield><subfield code="b">Harvard University Press</subfield><subfield code="c">[2015]</subfield></datafield><datafield tag="264" ind1=" " ind2="4"><subfield code="c">© 2015</subfield></datafield><datafield tag="300" ind1=" " ind2=" "><subfield code="a">1 Online-Ressource (336 Seiten)</subfield></datafield><datafield tag="336" ind1=" " ind2=" "><subfield code="b">txt</subfield><subfield code="2">rdacontent</subfield></datafield><datafield tag="337" ind1=" " ind2=" "><subfield code="b">c</subfield><subfield code="2">rdamedia</subfield></datafield><datafield tag="338" ind1=" " ind2=" "><subfield code="b">cr</subfield><subfield code="2">rdacarrier</subfield></datafield><datafield tag="500" ind1=" " ind2=" "><subfield code="a">Description based on online resource; title from PDF title page (publisher's Web site, viewed 01. Dez 2022)</subfield></datafield><datafield tag="520" ind1=" " ind2=" "><subfield code="a">The United States has two separate banking systems today-one serving the well-to-do and another exploiting everyone else. How the Other Half Banks contributes to the growing conversation on American inequality by highlighting one of its prime causes: unequal credit. Mehrsa Baradaran examines how a significant portion of the population, deserted by banks, is forced to wander through a Wild West of payday lenders and check-cashing services to cover emergency expenses and pay for necessities-all thanks to deregulation that began in the 1970s and continues decades later. "Baradaran argues persuasively that the banking industry, fattened on public subsidies (including too-big-to-fail bailouts), owes low-income families a better deal...How the Other Half Banks is well researched and clearly written...The bankers who fully understand the system are heavily invested in it. Books like this are written for the rest of us." -Nancy Folbre, New York Times Book Review "How the Other Half Banks tells an important story, one in which we have allowed the profit motives of banks to trump the public interest." -Lisa J. Servon, American Prospect</subfield></datafield><datafield tag="546" ind1=" " ind2=" "><subfield code="a">In English</subfield></datafield><datafield tag="650" ind1=" " ind2="7"><subfield code="a">BUSINESS & ECONOMICS / Banks & Banking</subfield><subfield code="2">bisacsh</subfield></datafield><datafield tag="650" ind1=" " ind2="4"><subfield code="a">Banks and banking</subfield><subfield code="x">Social aspects</subfield><subfield code="x">United States</subfield></datafield><datafield tag="650" ind1=" " ind2="4"><subfield code="a">Banks and banking</subfield><subfield code="x">Social aspects</subfield><subfield code="z">United States</subfield></datafield><datafield tag="650" ind1=" " ind2="4"><subfield code="a">Check cashing services</subfield><subfield code="x">United States</subfield></datafield><datafield tag="650" ind1=" " ind2="4"><subfield code="a">Check cashing services</subfield><subfield code="z">United States</subfield></datafield><datafield tag="650" ind1=" " ind2="4"><subfield code="a">Financial services industry</subfield><subfield code="x">United States</subfield></datafield><datafield tag="650" ind1=" " ind2="4"><subfield code="a">Financial services industry</subfield><subfield code="z">United States</subfield></datafield><datafield tag="650" ind1=" " ind2="4"><subfield code="a">Postal savings banks</subfield><subfield code="x">United States</subfield><subfield code="x">United States</subfield></datafield><datafield tag="650" ind1=" " ind2="4"><subfield code="a">Postal savings banks</subfield><subfield code="z">United States</subfield></datafield><datafield tag="856" ind1="4" ind2="0"><subfield code="u">https://doi.org/10.4159/9780674495425</subfield><subfield code="x">Verlag</subfield><subfield code="z">URL des Erstveröffentlichers</subfield><subfield code="3">Volltext</subfield></datafield><datafield tag="912" ind1=" " ind2=" "><subfield code="a">ZDB-23-DGG</subfield></datafield><datafield tag="999" ind1=" " ind2=" "><subfield code="a">oai:aleph.bib-bvb.de:BVB01-033982910</subfield></datafield><datafield tag="966" ind1="e" ind2=" "><subfield code="u">https://doi.org/10.4159/9780674495425</subfield><subfield code="l">FAW01</subfield><subfield code="p">ZDB-23-DGG</subfield><subfield code="q">FAW_PDA_DGG</subfield><subfield code="x">Verlag</subfield><subfield code="3">Volltext</subfield></datafield><datafield tag="966" ind1="e" ind2=" "><subfield code="u">https://doi.org/10.4159/9780674495425</subfield><subfield code="l">FAB01</subfield><subfield code="p">ZDB-23-DGG</subfield><subfield code="q">FAB_PDA_DGG</subfield><subfield code="x">Verlag</subfield><subfield code="3">Volltext</subfield></datafield><datafield tag="966" ind1="e" ind2=" "><subfield code="u">https://doi.org/10.4159/9780674495425</subfield><subfield code="l">FCO01</subfield><subfield code="p">ZDB-23-DGG</subfield><subfield code="q">FCO_PDA_DGG</subfield><subfield code="x">Verlag</subfield><subfield code="3">Volltext</subfield></datafield><datafield tag="966" ind1="e" ind2=" "><subfield code="u">https://doi.org/10.4159/9780674495425</subfield><subfield code="l">FHA01</subfield><subfield code="p">ZDB-23-DGG</subfield><subfield code="q">FHA_PDA_DGG</subfield><subfield code="x">Verlag</subfield><subfield code="3">Volltext</subfield></datafield><datafield tag="966" ind1="e" ind2=" "><subfield code="u">https://doi.org/10.4159/9780674495425</subfield><subfield code="l">FKE01</subfield><subfield code="p">ZDB-23-DGG</subfield><subfield code="q">FKE_PDA_DGG</subfield><subfield code="x">Verlag</subfield><subfield code="3">Volltext</subfield></datafield><datafield tag="966" ind1="e" ind2=" "><subfield code="u">https://doi.org/10.4159/9780674495425</subfield><subfield code="l">FLA01</subfield><subfield code="p">ZDB-23-DGG</subfield><subfield code="q">FLA_PDA_DGG</subfield><subfield code="x">Verlag</subfield><subfield code="3">Volltext</subfield></datafield><datafield tag="966" ind1="e" ind2=" "><subfield code="u">https://doi.org/10.4159/9780674495425</subfield><subfield code="l">UPA01</subfield><subfield code="p">ZDB-23-DGG</subfield><subfield code="q">UPA_PDA_DGG</subfield><subfield code="x">Verlag</subfield><subfield code="3">Volltext</subfield></datafield><datafield tag="966" ind1="e" ind2=" "><subfield code="u">https://doi.org/10.4159/9780674495425</subfield><subfield code="l">UBG01</subfield><subfield code="p">ZDB-23-DGG</subfield><subfield code="q">UBG_PDA_DGG</subfield><subfield code="x">Verlag</subfield><subfield code="3">Volltext</subfield></datafield></record></collection> |
id | DE-604.BV048607487 |
illustrated | Not Illustrated |
index_date | 2024-07-03T21:11:18Z |
indexdate | 2024-07-10T09:42:50Z |
institution | BVB |
isbn | 9780674495425 |
language | English |
oai_aleph_id | oai:aleph.bib-bvb.de:BVB01-033982910 |
oclc_num | 927140580 |
open_access_boolean | |
owner | DE-1043 DE-1046 DE-858 DE-Aug4 DE-859 DE-860 DE-473 DE-BY-UBG DE-739 |
owner_facet | DE-1043 DE-1046 DE-858 DE-Aug4 DE-859 DE-860 DE-473 DE-BY-UBG DE-739 |
physical | 1 Online-Ressource (336 Seiten) |
psigel | ZDB-23-DGG ZDB-23-DGG FAW_PDA_DGG ZDB-23-DGG FAB_PDA_DGG ZDB-23-DGG FCO_PDA_DGG ZDB-23-DGG FHA_PDA_DGG ZDB-23-DGG FKE_PDA_DGG ZDB-23-DGG FLA_PDA_DGG ZDB-23-DGG UPA_PDA_DGG ZDB-23-DGG UBG_PDA_DGG |
publishDate | 2015 |
publishDateSearch | 2015 |
publishDateSort | 2015 |
publisher | Harvard University Press |
record_format | marc |
spelling | Baradaran, Mehrsa Verfasser aut How the Other Half Banks Exclusion, Exploitation, and the Threat to Democracy Mehrsa Baradaran Pilot project. eBook available to selected US libraries only Cambridge, MA Harvard University Press [2015] © 2015 1 Online-Ressource (336 Seiten) txt rdacontent c rdamedia cr rdacarrier Description based on online resource; title from PDF title page (publisher's Web site, viewed 01. Dez 2022) The United States has two separate banking systems today-one serving the well-to-do and another exploiting everyone else. How the Other Half Banks contributes to the growing conversation on American inequality by highlighting one of its prime causes: unequal credit. Mehrsa Baradaran examines how a significant portion of the population, deserted by banks, is forced to wander through a Wild West of payday lenders and check-cashing services to cover emergency expenses and pay for necessities-all thanks to deregulation that began in the 1970s and continues decades later. "Baradaran argues persuasively that the banking industry, fattened on public subsidies (including too-big-to-fail bailouts), owes low-income families a better deal...How the Other Half Banks is well researched and clearly written...The bankers who fully understand the system are heavily invested in it. Books like this are written for the rest of us." -Nancy Folbre, New York Times Book Review "How the Other Half Banks tells an important story, one in which we have allowed the profit motives of banks to trump the public interest." -Lisa J. Servon, American Prospect In English BUSINESS & ECONOMICS / Banks & Banking bisacsh Banks and banking Social aspects United States Check cashing services United States Financial services industry United States Postal savings banks United States United States Postal savings banks United States https://doi.org/10.4159/9780674495425 Verlag URL des Erstveröffentlichers Volltext |
spellingShingle | Baradaran, Mehrsa How the Other Half Banks Exclusion, Exploitation, and the Threat to Democracy BUSINESS & ECONOMICS / Banks & Banking bisacsh Banks and banking Social aspects United States Check cashing services United States Financial services industry United States Postal savings banks United States United States Postal savings banks United States |
title | How the Other Half Banks Exclusion, Exploitation, and the Threat to Democracy |
title_auth | How the Other Half Banks Exclusion, Exploitation, and the Threat to Democracy |
title_exact_search | How the Other Half Banks Exclusion, Exploitation, and the Threat to Democracy |
title_exact_search_txtP | How the Other Half Banks Exclusion, Exploitation, and the Threat to Democracy |
title_full | How the Other Half Banks Exclusion, Exploitation, and the Threat to Democracy Mehrsa Baradaran |
title_fullStr | How the Other Half Banks Exclusion, Exploitation, and the Threat to Democracy Mehrsa Baradaran |
title_full_unstemmed | How the Other Half Banks Exclusion, Exploitation, and the Threat to Democracy Mehrsa Baradaran |
title_short | How the Other Half Banks |
title_sort | how the other half banks exclusion exploitation and the threat to democracy |
title_sub | Exclusion, Exploitation, and the Threat to Democracy |
topic | BUSINESS & ECONOMICS / Banks & Banking bisacsh Banks and banking Social aspects United States Check cashing services United States Financial services industry United States Postal savings banks United States United States Postal savings banks United States |
topic_facet | BUSINESS & ECONOMICS / Banks & Banking Banks and banking Social aspects United States Check cashing services United States Financial services industry United States Postal savings banks United States United States Postal savings banks United States |
url | https://doi.org/10.4159/9780674495425 |
work_keys_str_mv | AT baradaranmehrsa howtheotherhalfbanksexclusionexploitationandthethreattodemocracy |