Kenya's Mobile Revolution and the Promise of Mobile Savings:
The mobile revolution has transformed the lives of Kenyans, providing not just communications but also basic financial access in the form of phone-based money transfer and storage, led by the M-PESA system introduced in 2007. Currently, 93 percent of Kenyans are mobile phone users and 73 percent are...
Gespeichert in:
| 1. Verfasser: | |
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| Format: | Elektronisch E-Book |
| Sprache: | English |
| Veröffentlicht: |
Washington, D.C
The World Bank
2012
|
| Online-Zugang: | Volltext |
| Zusammenfassung: | The mobile revolution has transformed the lives of Kenyans, providing not just communications but also basic financial access in the form of phone-based money transfer and storage, led by the M-PESA system introduced in 2007. Currently, 93 percent of Kenyans are mobile phone users and 73 percent are mobile money customers. Additionally, 23 percent use mobile money at least once a day. New potential for mobile money has come with the rise of interest-earning bank-integrated mobile savings systems, beginning with the launch of the M-KESHO system in March 2010. The authors examine the mobile savings phenomenon, using data collected in a special survey in late 2010. They show that the usage of bank-integrated mobile savings systems like M-KESHO remains limited and largely restricted to better-off Kenyans. However, what the authors term "basic mobile savings"-the use of simple mobile money systems as a repository for funds-is widespread, including among those who are otherwise unlikely to have any savings. Holding other characteristics constant, those who are registered for M-PESA are 32 percent more likely to report having some savings |
| Beschreibung: | 1 Online-Ressource (32 p) |
| DOI: | 10.1596/1813-9450-5988 |
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| spellingShingle | Demombynes, Gabriel Kenya's Mobile Revolution and the Promise of Mobile Savings |
| title | Kenya's Mobile Revolution and the Promise of Mobile Savings |
| title_auth | Kenya's Mobile Revolution and the Promise of Mobile Savings |
| title_exact_search | Kenya's Mobile Revolution and the Promise of Mobile Savings |
| title_exact_search_txtP | Kenya's Mobile Revolution and the Promise of Mobile Savings |
| title_full | Kenya's Mobile Revolution and the Promise of Mobile Savings Gabriel Demombynes |
| title_fullStr | Kenya's Mobile Revolution and the Promise of Mobile Savings Gabriel Demombynes |
| title_full_unstemmed | Kenya's Mobile Revolution and the Promise of Mobile Savings Gabriel Demombynes |
| title_short | Kenya's Mobile Revolution and the Promise of Mobile Savings |
| title_sort | kenya s mobile revolution and the promise of mobile savings |
| url | https://doi.org/10.1596/1813-9450-5988 |
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