FinTech: the technology driving disruption in the financial services industry
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| Main Author: | |
|---|---|
| Format: | Book |
| Language: | English |
| Published: |
Boca Raton ; London ; New York
CRC Press
[2018]
|
| Subjects: | |
| Online Access: | Inhaltsverzeichnis |
| Physical Description: | xiii, 261 Seiten Illustrationen, Diagramme |
| ISBN: | 9781138294790 |
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MARC
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Record in the Search Index
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| adam_text | Contents
In tr o d u c tio n ................................................................................................................................ ix
A u th o r......................................................................................................................................... xiii
1
E volu tion o f th e F in a n cia l Services In d u s tr y .................
1
The Evolution o f Banks: Temples to Challenger B an k s........................................3
The Evolution o f the W ealth Management Industry: M erchant
Banking to Robo-A dvising...........................................................................................10
The Evolution o f the Insurance Industry: Lloyd s o f London
to Pay per M ile Insurance............................................................................................. 18
Emerging FinTechs......................................................................................................... 23
The Rise o f FinTechs...................................................................................................... 27
2
R esh ap in g th e F in a n cia l Services In d u s tr y .......................................................35
FinTechs in the Payments Industry...........................................................................40
M ultichannel D igital W allets............................................................................ ...41
D igital W allets..................................................................................................... 42
Applications Supporting W allets.................................................................... 47
O nboarding and K Y C Applications.......................
48
P O S System s............................................................................................................... 50
FinTechs in the Lending Industry..............................................................................51
Form al L en d in g ......................................................................................................... 51
Inform al Lending.......................................................................................................53
FinTechs Disrupting the Lending B usiness......................................................53
P2P Lending...........................................................................................................55
PO S Lending.........................................................
60
O nline Lending (B 2 B / B 2 C )............................................................................ 67
Payday L en d in g.................................................................................................... 72
M icrofin an ce...................................................
75
Crow dfunding...................................................................................................... 77
FinTechs in a W ealth M anagement In d u stry........................................................80
Financial Advice......................................................................................................... 81
Automated Investing................................................................................................ 83
Socially Responsible Investing.......................................................... *...........*......86
v
vi ■
C o n te n ts
Equity Research FinTechs .......................................................................................88
FinTechs in the Insurance Industry............................................................................89
Ushering in the New Age o f Collaborative Insurance through
P 2P In su rance..............................................................................................................91
O n-D em and Insurance: Insuring only W hen O ne W ants I t .....................97
Reducing H ealthcare Claim s through O n-D em and C on su ltation .......102
Introducing New Ways o f Customer Engagem ent....................................... 104
Q uote to Sell..........................................................................................................104
Policy Servicin g................................................................................................... 105
Claim s M anagem ent................
106
Technology Reshaping the Insurance Industry..............................................106
Leading Innovation in Nontraditional In su rance.........................................109
3
T ech n o lo g y D isru p tio n s E n a b lin g F in T ech In n o v a tio n s...........................113
4 G and 5G Networks Fueling FinTech O pportunities.................................... 120
1G N etw orks.............................................................................................................. 120
2G Netw orks..............................
121
3G Networks.............................................................................................................. 122
4 G N etw orks.......................
...1 2 3
M obile Applications and Smartphones Reshaping the Customer
E xp erien ce.........................................................................................................................123
FinTechs M aking Life Simple by Using Embedded Sensors.................... 125
Accelerom eters..................................................................................
125
G yroscopes........................................
126
M agnetom eters.................................................................................................... 126
Barom eters............................................................................................................. 126
Thermo m eters.......................
126
Air H u m id ity .......................................................................................................126
H eart Rate M on itor.............................
126
Fingerprint Scanners.......................................................................................... 127
Radiation Level Sensors...................................
127
Cam eras.................................................................................................................. 127
M icrophone and Speakers...............................
127
Smartphone O perating Systems...........................
127
FinTechs Transform ing the Customer Experience
U sing Social M ed ia..................................................................................................128
App Stores H elping FinTechs Expand G lobally............................................ 131
FinTechs M ake Payments Seamless Using M obile Payments................... 134
Loyalty Redefined by FinTechs............................................................................ 135
Cloud Com puting ........................... .......................................... .................................137
Anybody Can Start a FinTech Using Pay-per-Use Models from
the C lo u d ...............................
137
Cloud Service M od els......................................................
138
C o n te n ts
■ vii
Cloud Deployment M odels.................................... ........................................ 138
The Cloud Enables FinTechs to O ffer Premium Products at
Affordable P rice s........................................................................................................139
How FinTechs Are Leveraging the Cloud Service Providers.....................140
FinTechs Using W eb2.0 and Responsive W eb Design (R W D ) for
Rapid L au n ch es............................................................................................................... 144
R W D M akin g Cross-Channel Application a Reality for Fin T echs.......145
M edia Q u eries...................................................................................................... 146
Fluid G rid ............................................................................................................... 146
Flexible Im ag es..................................................................................................... 146
FinTechs Launching New Products at an Unm atched Pace
Using New Age JS (Javascript) Technologies.................................................. 147
A P I-ficatio n ..............................................................................................
149
FinTechs M onetizing Their Platforms through A PI-fication..................... 151
Powered by P S D 2 , FinTechs Have an Exciting F u tu re ............................... 152
A IS P .......................................................................................................................... 153
P IS P ........................................................................................................................... 153
FinTechs Enabling Payment Integration Leveraging A PI-fication......... 154
FinTechs Extending Their W ealth M anagem ent Platform s............*.........158
FinTechs Leveraging A PI-fication to O ffer Proprietary Platform s......... 160
I O T ....................................................................................................................................... 161
FinTechs Em ploying Intelligent Devices to Disrupt
Financial S erv ices...................................................................
162
IO T D isru pting the W ay B ank ing , Payments and Insurance
Is D o n e ..........................................................................................................................165
Big D ata, A nalytics and A I ..... ................................................................................... 166
FinTechs Redefining Credit Scoring Using Big Data, A I and
A n aly tics....................................................................................................................... 167
FinTechs Enabling Just-in-Tim e Inform ation and Analysis for
Investors.........................................................................................................................170
FinTechs Encouraging Transparent Lending and CustomerFriendly Ways o f D ebt R ecovery......................................................................... 172
B lo ckch ain ..........................................................................................................................175
Blockchain Explained...............................................................................................175
FinTechs Adopting Blockchains to Bring in Security and
Transparency............................................................................................................... 1784
4
T h e S tate o f F in T ech s G lo b a lly ...............................................................................1 8 7
The United States: The Revolution Started from H ere......................................191
Europe and the U K ......................................................................................................... 194
U K : The FinTech H u b ............................................................................................ 194
FinTechGerm any: Playing the C atch-U p G a m e............................................195
Sweden: The Place W here Skype and Spotify Were B o rn .......................... 196
viii ■
C o n te n ts
France: G earing Up for the Next Revolution, the FinTech
R evolution...................................................................................................................196
China: The FinTech Dragon A w akens................................................................... 197
India: The FinTech Tiger Is R oaring....................................................................... 199
Africa: A Young FinTech C ontinent........................................................................203
Australia, New Zealand and Brazil: The Emerging FinTech C ountries....... 2 0 6
5
In cu b a tin g th e Fin T echs and E arly Stag e F u n d in g .....................................2 0 9
Coworking Space: A Place for FinTechs to Enrich and Rediscover
Themselves........................................................................................................................ 214
Su rf O ffice....................................................................................................................217
Incu bators................................................................................................................... 218
Accelerator Program s....................................................................................................221
Im pact H u b ..................................................................................................................... 2 2 3
Established Financial Institutions Incubating Start-U p s................................ 2 2 4
6
The R oad A h e a d .......................................................................................................... 2 2 7
FinTechs as Disruptors................................................................................................. 2 3 0
Com pelling User Experience............................................................................... 2 3 0
Tapping the Untapped Opportunity S p a c e ................................................... 2 3 0
Automation for Efficiency and Effectiveness.................................................. 231
Using Unconventional Channels to M arket Themselves........................... 232
Agile and Asset L ig h t............................................................................................. 23 2
Collaboration with Peers and Com petitors..................................................... 233
Recent Failures and Lessons Learned................................................................ 2 3 4
Financial Institutions Collaborating with FinTechs to Create an
Ecosystem ......................................................................................................................... 2 3 6
Partnering with FinTechs to Increase Their O ffering..................................2 3 6
Using FinTech Products by W hite-Labeling or by C obranding............. 2 3 7
Acquiring FinTech Com panies............................................................................23 8
Engaging FinTech Companies through Investment/Acceierator
Program s..................................................
239
The Future o f FinT echs................................................................................................2 3 9
The New Financial W o rld .....................................................................................241
Technology Empowering the Tomorrow Land in Financial Service........243
Local Solutions for a Global Service..................................................................247
I n d e x .............................................................................................................................................251
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| spelling | Arjunwadkar, Parag Y. Verfasser (DE-588)1159671710 aut FinTech the technology driving disruption in the financial services industry Parag Y. Arjunwadkar Boca Raton ; London ; New York CRC Press [2018] xiii, 261 Seiten Illustrationen, Diagramme txt rdacontent n rdamedia nc rdacarrier Finanztechnologie (DE-588)1115819186 gnd rswk-swf Technische Innovation (DE-588)4431027-4 gnd rswk-swf Finanzdienstleistung (DE-588)4212226-0 gnd rswk-swf Zahlungsverkehr (DE-588)4067287-6 gnd rswk-swf Finanzdienstleistung (DE-588)4212226-0 s Zahlungsverkehr (DE-588)4067287-6 s Finanztechnologie (DE-588)1115819186 s Technische Innovation (DE-588)4431027-4 s b DE-604 Erscheint auch als Online-Ausgabe 978-1-351-03649-8 978-1-351-03650-4 978-1-351-03648-1 (DE-604)BV045459559 Digitalisierung UB Regensburg - ADAM Catalogue Enrichment application/pdf http://bvbr.bib-bvb.de:8991/F?func=service&doc_library=BVB01&local_base=BVB01&doc_number=030358540&sequence=000001&line_number=0001&func_code=DB_RECORDS&service_type=MEDIA Inhaltsverzeichnis |
| spellingShingle | Arjunwadkar, Parag Y. FinTech the technology driving disruption in the financial services industry Finanztechnologie (DE-588)1115819186 gnd Technische Innovation (DE-588)4431027-4 gnd Finanzdienstleistung (DE-588)4212226-0 gnd Zahlungsverkehr (DE-588)4067287-6 gnd |
| subject_GND | (DE-588)1115819186 (DE-588)4431027-4 (DE-588)4212226-0 (DE-588)4067287-6 |
| title | FinTech the technology driving disruption in the financial services industry |
| title_auth | FinTech the technology driving disruption in the financial services industry |
| title_exact_search | FinTech the technology driving disruption in the financial services industry |
| title_full | FinTech the technology driving disruption in the financial services industry Parag Y. Arjunwadkar |
| title_fullStr | FinTech the technology driving disruption in the financial services industry Parag Y. Arjunwadkar |
| title_full_unstemmed | FinTech the technology driving disruption in the financial services industry Parag Y. Arjunwadkar |
| title_short | FinTech |
| title_sort | fintech the technology driving disruption in the financial services industry |
| title_sub | the technology driving disruption in the financial services industry |
| topic | Finanztechnologie (DE-588)1115819186 gnd Technische Innovation (DE-588)4431027-4 gnd Finanzdienstleistung (DE-588)4212226-0 gnd Zahlungsverkehr (DE-588)4067287-6 gnd |
| topic_facet | Finanztechnologie Technische Innovation Finanzdienstleistung Zahlungsverkehr |
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