Mortgage financing of private households:
Gespeichert in:
| 1. Verfasser: | |
|---|---|
| Format: | Abschlussarbeit Buch |
| Sprache: | English |
| Veröffentlicht: |
Mannheim
2013
|
| Schlagworte: | |
| Online-Zugang: | Inhaltsverzeichnis |
| Beschreibung: | XIV, 131 Seiten Illustrationen |
Internformat
MARC
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Datensatz im Suchindex
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| adam_text | Titel: Mortgage financing of private households
Autor: Seubert, Ulrich
Jahr: 2014
Contents
List of Figures xi
List of Tables xiii
1 General Introduction 1
1.1 Motivation and Background ..................................1
1.1.1 Importance of Mortgages for Private Households . . 1
1.1.2 Situation in the United States........................3
1.1.3 Situation in Denmark..................................6
1.1.4 Situation in Germany..................................7
1.1.5 Main Research Questions..............................11
1.2 Outline of the Thesis and Main Results......................14
2 5, 10, or 15: Maturity Choice of Private Mortgage Borrow-
ers 19
2.1 Introduction....................................................19
2.2 Literature......................................................26
2.3 The German Mortgage Market................................29
2.4 Data and Descriptive Statistics................................32
2.5 Model ..........................................................36
2.6 Results..........................................................39
2.6.1 Influence of Interest Rates and Personal Regressors . 39
2.6.2 Influence of Relative Pricing and Mortgage Brokers . 44
2.6.3 Rationality of Mortgage Borrowers....................47
2.7 Conclusion......................................................49
3 It Pays to Pay Attention: Suboptimal Consumer Debt Man-
agement 55
3.1 Introduction....................................................55
3.2 Literature......................................................60
3.3 What Is Rational Repayment?................................61
3.4 Data and Descriptive Statistics................................64
3.5 Model ..........................................................67
3.5.1 Rational Repayment Behavior ........................68
3.5.2 Changing Rationality Over Time......................69
3.6 Results..........................................................70
3.6.1 Descriptive Forms of Non-rational Repayments ... 70
3.6.2 What Influences Rational Repayment Behavior? . . 72
3.6.3 Who Becomes Rational over Time?....................80
3.7 Conclusion......................................................82
4 Interest Rate Expectations of Private Households 89
4.1 Introduction....................................................89
4.2 Data and Descriptive Statistics................................95
4.3 Model ..........................................................102
4.3.1 Estimation of Implied Interest Rate Volatility .... 102
4.3.2 Models to Estimate the Drivers of Interest Rate Ex-
pectations ..............................................103
4.3.3 Models to Estimate the Influence of Expectations . . 104
4.4 Results..........................................................105
4.4.1 Interest Rate Level Expectations......................105
4.4.2 Interest Rate Volatility Expectations..................110
4.4.3 Influence of Interest Rate Expectations on Actions . 112
4.5 Conclusion......................................................118
Bibliography
120
|
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| spelling | Seubert, Ulrich 1985- Verfasser (DE-588)1049611055 aut Mortgage financing of private households Ulrich Seubert Mannheim 2013 XIV, 131 Seiten Illustrationen txt rdacontent n rdamedia nc rdacarrier Dissertation Universität Mannheim 2013 Haushalt (DE-588)4023744-8 gnd rswk-swf Hypothek (DE-588)4161145-7 gnd rswk-swf Baufinanzierung (DE-588)4134929-5 gnd rswk-swf (DE-588)4113937-9 Hochschulschrift gnd-content Haushalt (DE-588)4023744-8 s Baufinanzierung (DE-588)4134929-5 s Hypothek (DE-588)4161145-7 s DE-604 HBZ Datenaustausch application/pdf http://bvbr.bib-bvb.de:8991/F?func=service&doc_library=BVB01&local_base=BVB01&doc_number=027506699&sequence=000002&line_number=0001&func_code=DB_RECORDS&service_type=MEDIA Inhaltsverzeichnis |
| spellingShingle | Seubert, Ulrich 1985- Mortgage financing of private households Haushalt (DE-588)4023744-8 gnd Hypothek (DE-588)4161145-7 gnd Baufinanzierung (DE-588)4134929-5 gnd |
| subject_GND | (DE-588)4023744-8 (DE-588)4161145-7 (DE-588)4134929-5 (DE-588)4113937-9 |
| title | Mortgage financing of private households |
| title_auth | Mortgage financing of private households |
| title_exact_search | Mortgage financing of private households |
| title_full | Mortgage financing of private households Ulrich Seubert |
| title_fullStr | Mortgage financing of private households Ulrich Seubert |
| title_full_unstemmed | Mortgage financing of private households Ulrich Seubert |
| title_short | Mortgage financing of private households |
| title_sort | mortgage financing of private households |
| topic | Haushalt (DE-588)4023744-8 gnd Hypothek (DE-588)4161145-7 gnd Baufinanzierung (DE-588)4134929-5 gnd |
| topic_facet | Haushalt Hypothek Baufinanzierung Hochschulschrift |
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