The American mortgage system: crisis and reform
Saved in:
| Other Authors: | |
|---|---|
| Format: | Book |
| Language: | English |
| Published: |
Philadelphia
Univ. of Pennsylvania Press
2011
|
| Series: | The city in the twenty-first century
|
| Subjects: | |
| Online Access: | Inhaltsverzeichnis |
| Item Description: | Includes bibliographical references and index |
| Physical Description: | VI, 392 S. graph. Darst. |
| ISBN: | 9780812243512 |
Staff View
MARC
| LEADER | 00000nam a2200000 c 4500 | ||
|---|---|---|---|
| 001 | BV039848971 | ||
| 003 | DE-604 | ||
| 005 | 20150814 | ||
| 007 | t | ||
| 008 | 120127s2011 xxud||| |||| 00||| eng d | ||
| 010 | |a 2011011206 | ||
| 020 | |a 9780812243512 |c hardcover : alk. paper |9 978-0-8122-4351-2 | ||
| 035 | |a (OCoLC)723544112 | ||
| 035 | |a (DE-599)BVBBV039848971 | ||
| 040 | |a DE-604 |b ger |e aacr | ||
| 041 | 0 | |a eng | |
| 044 | |a xxu |c US | ||
| 049 | |a DE-188 |a DE-355 | ||
| 050 | 0 | |a HG2040.5.U5 | |
| 082 | 0 | |a 332.720973 | |
| 084 | |a QK 510 |0 (DE-625)141658: |2 rvk | ||
| 245 | 1 | 0 | |a The American mortgage system |b crisis and reform |c ed. by Susan M. Wachter ... |
| 264 | 1 | |a Philadelphia |b Univ. of Pennsylvania Press |c 2011 | |
| 300 | |a VI, 392 S. |b graph. Darst. | ||
| 336 | |b txt |2 rdacontent | ||
| 337 | |b n |2 rdamedia | ||
| 338 | |b nc |2 rdacarrier | ||
| 490 | 0 | |a The city in the twenty-first century | |
| 500 | |a Includes bibliographical references and index | ||
| 650 | 4 | |a Mortgage loans |z United States | |
| 650 | 4 | |a Subprime mortgage loans |z United States | |
| 650 | 4 | |a Secondary mortgage market |z United States | |
| 650 | 4 | |a Financial crises |z United States | |
| 650 | 0 | 7 | |a Wohnungsbaufinanzierung |0 (DE-588)4066776-5 |2 gnd |9 rswk-swf |
| 650 | 0 | 7 | |a Hypothekenbank |0 (DE-588)4161147-0 |2 gnd |9 rswk-swf |
| 650 | 0 | 7 | |a Hypothek |0 (DE-588)4161145-7 |2 gnd |9 rswk-swf |
| 651 | 4 | |a USA | |
| 651 | 7 | |a USA |0 (DE-588)4078704-7 |2 gnd |9 rswk-swf | |
| 655 | 7 | |0 (DE-588)4143413-4 |a Aufsatzsammlung |2 gnd-content | |
| 689 | 0 | 0 | |a USA |0 (DE-588)4078704-7 |D g |
| 689 | 0 | 1 | |a Wohnungsbaufinanzierung |0 (DE-588)4066776-5 |D s |
| 689 | 0 | 2 | |a Hypothekenbank |0 (DE-588)4161147-0 |D s |
| 689 | 0 | 3 | |a Hypothek |0 (DE-588)4161145-7 |D s |
| 689 | 0 | |C b |5 DE-604 | |
| 700 | 1 | |a Wachter, Susan M. |d 1943- |0 (DE-588)137326459 |4 edt | |
| 856 | 4 | 2 | |m Digitalisierung UB Regensburg - ADAM Catalogue Enrichment |q application/pdf |u http://bvbr.bib-bvb.de:8991/F?func=service&doc_library=BVB01&local_base=BVB01&doc_number=024708741&sequence=000002&line_number=0001&func_code=DB_RECORDS&service_type=MEDIA |3 Inhaltsverzeichnis |
| 999 | |a oai:aleph.bib-bvb.de:BVB01-024708741 | ||
Record in the Search Index
| _version_ | 1804148783386198016 |
|---|---|
| adam_text | Contents
Introduction 1
Marvin M, Smith and Susan M. Wachter
PARTI CRISIS: ORIGINS AND SOLUTIONS
1 The Secondary Market for Housing Finance in the United States: A Brief Overview 7
Ingrid Gould Ellen, John Napier Tye, and Mark A. Willis
2 Reasonable People Did Disagree: Optimism and Pessimism
About the U.S. Housing Market Before the Crash 26
Kristopher S. Gerardi, Christopher L Foote, and Paul S. Willen
3 Exploring the Determinants of High-Cost Mortgages to Homeowners
in Low- and Moderate-Income Neighborhoods 60
Michael S. Barr, Jane K. Dokko, and Benjamin J. Keys
4 Implications of the Housing Market Bubble for Sustainable Homeownership 87
Paul S. Calem, Leonard Nakamura, and Susan M. Wachter
5 A Framework for Consumer Protection in Home Mortgage Lending 112
Kathleen Engel and Thomas J. Fitzpatrick, IV
PART II COMMUNITY IMPACT
6 A Profile of the Mortgage Crisis in a Low- and Moderate-Income Community 137
Lynn Fisher, Lauren Lambie-Hanson, and Paul S. Willen
vi Contents
7 Constructive Credit: Revisiting the Performance of Community Reinvestment Act Lending
During the Subprime Crisis 159
Carolina Reid and Elizabeth Laderman
8 Navigating the Housing Downturn and Financial Crisis: Home Appreciation and
Equity Accumulation Among Community Reinvestment Homeowners 187
Sarah F. Riley and Roberto G. Quercia
9 The Community Reinvestment Act: Evaluating Past Performance and Reviewing Options
for Reform 209
Mark A. Willis
PART III REFORMING THE FINANCIAL ARCHITECTURE
10 Information Failure and the U.S. Mortgage Crisis 243
Adam J. Levitin and Susan M. Wachter
11 The Expanding Financial Safety Net: The Dodd-Frank Act as an Exercise
in Denial and Cover-Up 271
Edward J. Kane
12 A Private Lender Cooperative Model for Residential Mortgage Finance 286
Toni Dechario, Patricia C. Mosser, Joseph Tracy, James Vickery, and Joshua Wright
13 Improving U.S. Housing Finance Through Reform of Fannie Mae and Freddie Mac:
A Framework for Evaluating Alternatives 305
Ingrid Gould Ellen and Mark A. Willis
14 Some Thoughts on What to Do with Fannie Mae and Freddie Mac 339
Robert Van Order
15 The Road Not Taken: Our Failure in Redoing the Financial Architecture 358
Vincent Reinhart
List of Contributors 369
index 377
Acknowledgments 391
|
| any_adam_object | 1 |
| author2 | Wachter, Susan M. 1943- |
| author2_role | edt |
| author2_variant | s m w sm smw |
| author_GND | (DE-588)137326459 |
| author_facet | Wachter, Susan M. 1943- |
| building | Verbundindex |
| bvnumber | BV039848971 |
| callnumber-first | H - Social Science |
| callnumber-label | HG2040 |
| callnumber-raw | HG2040.5.U5 |
| callnumber-search | HG2040.5.U5 |
| callnumber-sort | HG 42040.5 U5 |
| callnumber-subject | HG - Finance |
| classification_rvk | QK 510 |
| ctrlnum | (OCoLC)723544112 (DE-599)BVBBV039848971 |
| dewey-full | 332.720973 |
| dewey-hundreds | 300 - Social sciences |
| dewey-ones | 332 - Financial economics |
| dewey-raw | 332.720973 |
| dewey-search | 332.720973 |
| dewey-sort | 3332.720973 |
| dewey-tens | 330 - Economics |
| discipline | Wirtschaftswissenschaften |
| format | Book |
| fullrecord | <?xml version="1.0" encoding="UTF-8"?><collection xmlns="http://www.loc.gov/MARC21/slim"><record><leader>02133nam a2200529 c 4500</leader><controlfield tag="001">BV039848971</controlfield><controlfield tag="003">DE-604</controlfield><controlfield tag="005">20150814 </controlfield><controlfield tag="007">t</controlfield><controlfield tag="008">120127s2011 xxud||| |||| 00||| eng d</controlfield><datafield tag="010" ind1=" " ind2=" "><subfield code="a">2011011206</subfield></datafield><datafield tag="020" ind1=" " ind2=" "><subfield code="a">9780812243512</subfield><subfield code="c">hardcover : alk. paper</subfield><subfield code="9">978-0-8122-4351-2</subfield></datafield><datafield tag="035" ind1=" " ind2=" "><subfield code="a">(OCoLC)723544112</subfield></datafield><datafield tag="035" ind1=" " ind2=" "><subfield code="a">(DE-599)BVBBV039848971</subfield></datafield><datafield tag="040" ind1=" " ind2=" "><subfield code="a">DE-604</subfield><subfield code="b">ger</subfield><subfield code="e">aacr</subfield></datafield><datafield tag="041" ind1="0" ind2=" "><subfield code="a">eng</subfield></datafield><datafield tag="044" ind1=" " ind2=" "><subfield code="a">xxu</subfield><subfield code="c">US</subfield></datafield><datafield tag="049" ind1=" " ind2=" "><subfield code="a">DE-188</subfield><subfield code="a">DE-355</subfield></datafield><datafield tag="050" ind1=" " ind2="0"><subfield code="a">HG2040.5.U5</subfield></datafield><datafield tag="082" ind1="0" ind2=" "><subfield code="a">332.720973</subfield></datafield><datafield tag="084" ind1=" " ind2=" "><subfield code="a">QK 510</subfield><subfield code="0">(DE-625)141658:</subfield><subfield code="2">rvk</subfield></datafield><datafield tag="245" ind1="1" ind2="0"><subfield code="a">The American mortgage system</subfield><subfield code="b">crisis and reform</subfield><subfield code="c">ed. by Susan M. Wachter ...</subfield></datafield><datafield tag="264" ind1=" " ind2="1"><subfield code="a">Philadelphia</subfield><subfield code="b">Univ. of Pennsylvania Press</subfield><subfield code="c">2011</subfield></datafield><datafield tag="300" ind1=" " ind2=" "><subfield code="a">VI, 392 S.</subfield><subfield code="b">graph. Darst.</subfield></datafield><datafield tag="336" ind1=" " ind2=" "><subfield code="b">txt</subfield><subfield code="2">rdacontent</subfield></datafield><datafield tag="337" ind1=" " ind2=" "><subfield code="b">n</subfield><subfield code="2">rdamedia</subfield></datafield><datafield tag="338" ind1=" " ind2=" "><subfield code="b">nc</subfield><subfield code="2">rdacarrier</subfield></datafield><datafield tag="490" ind1="0" ind2=" "><subfield code="a">The city in the twenty-first century</subfield></datafield><datafield tag="500" ind1=" " ind2=" "><subfield code="a">Includes bibliographical references and index</subfield></datafield><datafield tag="650" ind1=" " ind2="4"><subfield code="a">Mortgage loans</subfield><subfield code="z">United States</subfield></datafield><datafield tag="650" ind1=" " ind2="4"><subfield code="a">Subprime mortgage loans</subfield><subfield code="z">United States</subfield></datafield><datafield tag="650" ind1=" " ind2="4"><subfield code="a">Secondary mortgage market</subfield><subfield code="z">United States</subfield></datafield><datafield tag="650" ind1=" " ind2="4"><subfield code="a">Financial crises</subfield><subfield code="z">United States</subfield></datafield><datafield tag="650" ind1="0" ind2="7"><subfield code="a">Wohnungsbaufinanzierung</subfield><subfield code="0">(DE-588)4066776-5</subfield><subfield code="2">gnd</subfield><subfield code="9">rswk-swf</subfield></datafield><datafield tag="650" ind1="0" ind2="7"><subfield code="a">Hypothekenbank</subfield><subfield code="0">(DE-588)4161147-0</subfield><subfield code="2">gnd</subfield><subfield code="9">rswk-swf</subfield></datafield><datafield tag="650" ind1="0" ind2="7"><subfield code="a">Hypothek</subfield><subfield code="0">(DE-588)4161145-7</subfield><subfield code="2">gnd</subfield><subfield code="9">rswk-swf</subfield></datafield><datafield tag="651" ind1=" " ind2="4"><subfield code="a">USA</subfield></datafield><datafield tag="651" ind1=" " ind2="7"><subfield code="a">USA</subfield><subfield code="0">(DE-588)4078704-7</subfield><subfield code="2">gnd</subfield><subfield code="9">rswk-swf</subfield></datafield><datafield tag="655" ind1=" " ind2="7"><subfield code="0">(DE-588)4143413-4</subfield><subfield code="a">Aufsatzsammlung</subfield><subfield code="2">gnd-content</subfield></datafield><datafield tag="689" ind1="0" ind2="0"><subfield code="a">USA</subfield><subfield code="0">(DE-588)4078704-7</subfield><subfield code="D">g</subfield></datafield><datafield tag="689" ind1="0" ind2="1"><subfield code="a">Wohnungsbaufinanzierung</subfield><subfield code="0">(DE-588)4066776-5</subfield><subfield code="D">s</subfield></datafield><datafield tag="689" ind1="0" ind2="2"><subfield code="a">Hypothekenbank</subfield><subfield code="0">(DE-588)4161147-0</subfield><subfield code="D">s</subfield></datafield><datafield tag="689" ind1="0" ind2="3"><subfield code="a">Hypothek</subfield><subfield code="0">(DE-588)4161145-7</subfield><subfield code="D">s</subfield></datafield><datafield tag="689" ind1="0" ind2=" "><subfield code="C">b</subfield><subfield code="5">DE-604</subfield></datafield><datafield tag="700" ind1="1" ind2=" "><subfield code="a">Wachter, Susan M.</subfield><subfield code="d">1943-</subfield><subfield code="0">(DE-588)137326459</subfield><subfield code="4">edt</subfield></datafield><datafield tag="856" ind1="4" ind2="2"><subfield code="m">Digitalisierung UB Regensburg - ADAM Catalogue Enrichment</subfield><subfield code="q">application/pdf</subfield><subfield code="u">http://bvbr.bib-bvb.de:8991/F?func=service&doc_library=BVB01&local_base=BVB01&doc_number=024708741&sequence=000002&line_number=0001&func_code=DB_RECORDS&service_type=MEDIA</subfield><subfield code="3">Inhaltsverzeichnis</subfield></datafield><datafield tag="999" ind1=" " ind2=" "><subfield code="a">oai:aleph.bib-bvb.de:BVB01-024708741</subfield></datafield></record></collection> |
| genre | (DE-588)4143413-4 Aufsatzsammlung gnd-content |
| genre_facet | Aufsatzsammlung |
| geographic | USA USA (DE-588)4078704-7 gnd |
| geographic_facet | USA |
| id | DE-604.BV039848971 |
| illustrated | Illustrated |
| indexdate | 2024-07-10T00:12:37Z |
| institution | BVB |
| isbn | 9780812243512 |
| language | English |
| lccn | 2011011206 |
| oai_aleph_id | oai:aleph.bib-bvb.de:BVB01-024708741 |
| oclc_num | 723544112 |
| open_access_boolean | |
| owner | DE-188 DE-355 DE-BY-UBR |
| owner_facet | DE-188 DE-355 DE-BY-UBR |
| physical | VI, 392 S. graph. Darst. |
| publishDate | 2011 |
| publishDateSearch | 2011 |
| publishDateSort | 2011 |
| publisher | Univ. of Pennsylvania Press |
| record_format | marc |
| series2 | The city in the twenty-first century |
| spelling | The American mortgage system crisis and reform ed. by Susan M. Wachter ... Philadelphia Univ. of Pennsylvania Press 2011 VI, 392 S. graph. Darst. txt rdacontent n rdamedia nc rdacarrier The city in the twenty-first century Includes bibliographical references and index Mortgage loans United States Subprime mortgage loans United States Secondary mortgage market United States Financial crises United States Wohnungsbaufinanzierung (DE-588)4066776-5 gnd rswk-swf Hypothekenbank (DE-588)4161147-0 gnd rswk-swf Hypothek (DE-588)4161145-7 gnd rswk-swf USA USA (DE-588)4078704-7 gnd rswk-swf (DE-588)4143413-4 Aufsatzsammlung gnd-content USA (DE-588)4078704-7 g Wohnungsbaufinanzierung (DE-588)4066776-5 s Hypothekenbank (DE-588)4161147-0 s Hypothek (DE-588)4161145-7 s b DE-604 Wachter, Susan M. 1943- (DE-588)137326459 edt Digitalisierung UB Regensburg - ADAM Catalogue Enrichment application/pdf http://bvbr.bib-bvb.de:8991/F?func=service&doc_library=BVB01&local_base=BVB01&doc_number=024708741&sequence=000002&line_number=0001&func_code=DB_RECORDS&service_type=MEDIA Inhaltsverzeichnis |
| spellingShingle | The American mortgage system crisis and reform Mortgage loans United States Subprime mortgage loans United States Secondary mortgage market United States Financial crises United States Wohnungsbaufinanzierung (DE-588)4066776-5 gnd Hypothekenbank (DE-588)4161147-0 gnd Hypothek (DE-588)4161145-7 gnd |
| subject_GND | (DE-588)4066776-5 (DE-588)4161147-0 (DE-588)4161145-7 (DE-588)4078704-7 (DE-588)4143413-4 |
| title | The American mortgage system crisis and reform |
| title_auth | The American mortgage system crisis and reform |
| title_exact_search | The American mortgage system crisis and reform |
| title_full | The American mortgage system crisis and reform ed. by Susan M. Wachter ... |
| title_fullStr | The American mortgage system crisis and reform ed. by Susan M. Wachter ... |
| title_full_unstemmed | The American mortgage system crisis and reform ed. by Susan M. Wachter ... |
| title_short | The American mortgage system |
| title_sort | the american mortgage system crisis and reform |
| title_sub | crisis and reform |
| topic | Mortgage loans United States Subprime mortgage loans United States Secondary mortgage market United States Financial crises United States Wohnungsbaufinanzierung (DE-588)4066776-5 gnd Hypothekenbank (DE-588)4161147-0 gnd Hypothek (DE-588)4161145-7 gnd |
| topic_facet | Mortgage loans United States Subprime mortgage loans United States Secondary mortgage market United States Financial crises United States Wohnungsbaufinanzierung Hypothekenbank Hypothek USA Aufsatzsammlung |
| url | http://bvbr.bib-bvb.de:8991/F?func=service&doc_library=BVB01&local_base=BVB01&doc_number=024708741&sequence=000002&line_number=0001&func_code=DB_RECORDS&service_type=MEDIA |
| work_keys_str_mv | AT wachtersusanm theamericanmortgagesystemcrisisandreform |