The economics of contactless payment: an analysis of the financial impact of near field communication on stationary retailers
Saved in:
| Main Author: | |
|---|---|
| Format: | Thesis Book |
| Language: | English |
| Published: |
Hamburg
Kovač
2009
|
| Subjects: | |
| Online Access: | Inhaltsverzeichnis |
| Physical Description: | XVII, 293 S. Ill., graph. Darst., Kt. |
| ISBN: | 9783830046387 |
Staff View
MARC
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| 245 | 1 | 0 | |a The economics of contactless payment |b an analysis of the financial impact of near field communication on stationary retailers |c by Thomas Jean Pierre Wiechert |
| 264 | 1 | |a Hamburg |b Kovač |c 2009 | |
| 300 | |a XVII, 293 S. |b Ill., graph. Darst., Kt. | ||
| 336 | |b txt |2 rdacontent | ||
| 337 | |b n |2 rdamedia | ||
| 338 | |b nc |2 rdacarrier | ||
| 502 | |a Zugl.: St. Gallen, Univ., Diss., 2009 |o Diss.-Nr. 3666 | ||
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Record in the Search Index
| _version_ | 1804140725533671424 |
|---|---|
| adam_text | Table
of Contents
i introduction
...........................................................................................................1
1.
1
problem Statement
..................................................................................................1
1.1.1 Retailer Perspective
.............................................................................................1
1.1.2
Payment Service Provider Perspective
................................................................3
1.1.3
Mobile Network Operator Perspective
................................................................7
1.2
MANAGERIAL AND ORGANIZATIONAL CHALLENGES
..................................................8
1.3
RESEARCH QUESTION
.................................................................................................12
1.4
RELATED WORK
.......................................................................................................... 14
1.4.1
Law Publications
................................................................................................15
1.4.2
Economics Publications
.....................................................................................16
1.4.3
Management Research
.......................................................................................18
1.5
Scope of the Thesis
.................................................................................................22
1.6
research methodology
........................................................................................23
1.7
Target Groups
.........................................................................................................26
1.8
Structure of the Thesis
........................................................................................28
1.9
terms and definitions
............................................................................................30
Π
PAYMENT IN STATIONARY RETAIL
.................................-------........................33
11.1 payment Methods
...............................................................................................33
11.2 Use of payment methods in Stationary Retail
...........................................40
Π.3
Costs of payment
...............................................................................................49
11.3.1
Transaction Costs
...............................................................................................49
11.3.2
Inquiries, Lawsuits, and Governmental Actions
................................................53
H.3.3 Social Costs of Payment
.....................................................................................57
Π.4
CONTACTLESS PAYMENT
.......................................................................................59
11.4.1 Inherent Advantages.
..........................................................................................60
11.4.2 Financial Impact on Stationary Retailers
..........................................................65
Π.5
Discussion
............................................................................................................68
Ш
NEAR FIELD COMMUNICATION
______________________________________71
Ш.
1
INTRODUCTION
.......................................................................................................71
Ш.2
Technology
.........................................................................................................74
UI.2.1 Modes of Operation and Compatible Tags
....................................................74
111.2.2 Read Range, Data Rate, and Communication Process
.................................76
111.2.3 Related International Standards
....................................................................78
ІП.2.4
NFC Device Architecture
..............................................................................81
III.2.5 Data Exchange Format and Record Type Definitions
..................................83
HI.3 Standardization, Device Availability and Trials
.....................................85
1113.1
Standardization Process
................................................................................85
II1.3.2 Device Availability.
........................................................................................89
XI
m.3.3
Trials of NFC Technology
.............................................................................91
Ш.4
POSSIBLE APPLICATIONS FOR STATIONARY RETAILERS
........................................97
Ш.5
INFLUENCE ON THE CUSTOMER SHOPPING PROCESS
.............................................98
Ш.6
retailer Evaluation of the Technology
...................................................108
111.6.1
Data Collection
............................................................................................108
m.6.2 Results
..........................................................................................................112
Ш.7
DISCUSSION
..........................................................................................................125
IV MATHEMATICAL MODEL
...................................................................................127
iv.l Current payment Cost
....................................................................................129
IV.2 substitution Effects
.......................................................................................130
IV.3 New Payment Cost and Financial impact
...................................................131
rv.4 Necessary Growth in Sales
...........................................................................132
rv.5 Necessary Reduction in Card Fees
...............................................................138
IV.5.1 Reduction for all Payments
..........................................................................139
IV.5.2 Discount for Micropayments
.......................................................................141
IV.6 DISCUSSION
..........................................................................................................143
V NUMERICAL EXAMPLES
............____...................................................................147
V.I data Collection
...............................................................................................147
V.2 ASSUMPTIONS
.......................................................................................................149
V.2,1 Average Amount per Transaction
....................................................................149
V.2.2 Scenarios for Substitution
................................................................................150
V.2.3 Payment Cost
...................................................................................................151
V.2.4 Growth in Sales
................................................................................................153
V.2.5 Retailers Return on Sales.
...............................................................................153
V.3 QUANTITATIVE RESULTS
...................................................................................... 154
V.3.1 Office Supply Store
...........................................................................................154
V.3.2 Furniture Store
.................................................................................................164
V.3.3 Supermarket
.....................................................................................................175
V.3.4 Fast Food Restaurant.
......................................................................................185
V.3.5 Newspaper-Stand
.............................................................................................195
V.3.6 Comparison
..............................................................„.....................,................206
V.3.7 Sensitivity Analysis
...........................................................................................222
V.4 DISCUSSION
..........................................................................................................227
VI CONCLUSIONS
____________________.....................................................................231
vr.l Key Findings
......................................................................................................231
VI.2 THEORETICAL IMPLICATIONS
...............................................................................237
VI.3 MANAGERIAL IMPLICATIONS
...............................................................................238
VI.4 future Prospects
..............................................................................................244
REFERENCES
..................................................................._„...„......„.„.„....„.,.................. 247
ХП
APPENDIX
1:
NFC TRIALS AND ROLL-OUTS
...........................................................272
payment applications
..................................................................................................272
Ticketing Applications
.................................................................................................279
Further Applications
...................................................................................................283
APPENDIX
2:
INTERVIEW PARTNERS
.......................................................................286
APPENDIX
3:
QUESTIONNAIRE
...................................................................................288
ХШ
|
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| author | Wiechert, Thomas Jean Pierre 1977- |
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| author_facet | Wiechert, Thomas Jean Pierre 1977- |
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| dewey-ones | 332 - Financial economics |
| dewey-raw | 332.178 |
| dewey-search | 332.178 |
| dewey-sort | 3332.178 |
| dewey-tens | 330 - Economics |
| discipline | Wirtschaftswissenschaften |
| format | Thesis Book |
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| indexdate | 2024-07-09T22:04:33Z |
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| isbn | 9783830046387 |
| language | English |
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| spelling | Wiechert, Thomas Jean Pierre 1977- Verfasser (DE-588)139441565 aut The economics of contactless payment an analysis of the financial impact of near field communication on stationary retailers by Thomas Jean Pierre Wiechert Hamburg Kovač 2009 XVII, 293 S. Ill., graph. Darst., Kt. txt rdacontent n rdamedia nc rdacarrier Zugl.: St. Gallen, Univ., Diss., 2009 Diss.-Nr. 3666 Einzelhandel (DE-588)4127747-8 gnd rswk-swf Handy (DE-588)4338635-0 gnd rswk-swf Nahfeldkommunikation (DE-588)7678305-4 gnd rswk-swf Bargeldloser Zahlungsverkehr (DE-588)4124608-1 gnd rswk-swf (DE-588)4113937-9 Hochschulschrift gnd-content Einzelhandel (DE-588)4127747-8 s Nahfeldkommunikation (DE-588)7678305-4 s Handy (DE-588)4338635-0 s Bargeldloser Zahlungsverkehr (DE-588)4124608-1 s DE-604 Digitalisierung UB Regensburg application/pdf http://bvbr.bib-bvb.de:8991/F?func=service&doc_library=BVB01&local_base=BVB01&doc_number=018646385&sequence=000002&line_number=0001&func_code=DB_RECORDS&service_type=MEDIA Inhaltsverzeichnis |
| spellingShingle | Wiechert, Thomas Jean Pierre 1977- The economics of contactless payment an analysis of the financial impact of near field communication on stationary retailers Einzelhandel (DE-588)4127747-8 gnd Handy (DE-588)4338635-0 gnd Nahfeldkommunikation (DE-588)7678305-4 gnd Bargeldloser Zahlungsverkehr (DE-588)4124608-1 gnd |
| subject_GND | (DE-588)4127747-8 (DE-588)4338635-0 (DE-588)7678305-4 (DE-588)4124608-1 (DE-588)4113937-9 |
| title | The economics of contactless payment an analysis of the financial impact of near field communication on stationary retailers |
| title_auth | The economics of contactless payment an analysis of the financial impact of near field communication on stationary retailers |
| title_exact_search | The economics of contactless payment an analysis of the financial impact of near field communication on stationary retailers |
| title_full | The economics of contactless payment an analysis of the financial impact of near field communication on stationary retailers by Thomas Jean Pierre Wiechert |
| title_fullStr | The economics of contactless payment an analysis of the financial impact of near field communication on stationary retailers by Thomas Jean Pierre Wiechert |
| title_full_unstemmed | The economics of contactless payment an analysis of the financial impact of near field communication on stationary retailers by Thomas Jean Pierre Wiechert |
| title_short | The economics of contactless payment |
| title_sort | the economics of contactless payment an analysis of the financial impact of near field communication on stationary retailers |
| title_sub | an analysis of the financial impact of near field communication on stationary retailers |
| topic | Einzelhandel (DE-588)4127747-8 gnd Handy (DE-588)4338635-0 gnd Nahfeldkommunikation (DE-588)7678305-4 gnd Bargeldloser Zahlungsverkehr (DE-588)4124608-1 gnd |
| topic_facet | Einzelhandel Handy Nahfeldkommunikation Bargeldloser Zahlungsverkehr Hochschulschrift |
| url | http://bvbr.bib-bvb.de:8991/F?func=service&doc_library=BVB01&local_base=BVB01&doc_number=018646385&sequence=000002&line_number=0001&func_code=DB_RECORDS&service_type=MEDIA |
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