APA (7th ed.) Citation

Kalckreuth, U. v., Schmidt, T., & Stix, H. (2009). Choosing and using payment instruments: Evidence from German microdata. Dt. Bundesbank.

Chicago Style (17th ed.) Citation

Kalckreuth, Ulf von, Tobias Schmidt, and Helmut Stix. Choosing and Using Payment Instruments: Evidence from German Microdata. Frankfurt am Main: Dt. Bundesbank, 2009.

MLA (9th ed.) Citation

Kalckreuth, Ulf von, et al. Choosing and Using Payment Instruments: Evidence from German Microdata. Dt. Bundesbank, 2009.

Warning: These citations may not always be 100% accurate.