Avery, R. B., Calem, P. S., & Canner, G. B. (2004). Consumer credit scoring: Do situational circumstances matter? Bank for Internat. Settlements, Press & Communications.
Chicago Style (17th ed.) CitationAvery, Robert B., Paul S. Calem, and Glenn B. Canner. Consumer Credit Scoring: Do Situational Circumstances Matter? Basel: Bank for Internat. Settlements, Press & Communications, 2004.
MLA (9th ed.) CitationAvery, Robert B., et al. Consumer Credit Scoring: Do Situational Circumstances Matter? Bank for Internat. Settlements, Press & Communications, 2004.
Warning: These citations may not always be 100% accurate.