Bonus options in health insurance:
Saved in:
| Main Author: | |
|---|---|
| Format: | Book |
| Language: | English |
| Published: |
Dordrecht [u.a.]
Kluwer
1992
|
| Series: | Developments in health economics and public policy
2 |
| Subjects: | |
| Online Access: | Inhaltsverzeichnis |
| Physical Description: | XII, 141 S. |
| ISBN: | 079231722X |
Staff View
MARC
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Record in the Search Index
| _version_ | 1804140450023473152 |
|---|---|
| adam_text | TABLE OF CONTENTS IX XI XLL 10 11 14 FOREWORD LIST OF TABLES LIST OF
FIGURES 1. OVERVIEW AND KEY STATEMENTS OF THE STUDY 2. INSTITUTIONAL
FRAMEWORK, ISSUES, AND RESULTS 2.1. ISSUES OF HEALTH POLICY IN WESTERN
GERMANY 2.2. THE ROLE OF PRIVATE HEALTH INSURANCE IN WESTERN GERMANY
2.3. MAIN ISSUES OF THIS STUDY 2.4. THE MAIN RESULTS OF THIS STUDY 3.
HEALTH INSURANCE OPTIONS FROM THE POINT OF VIEW OF THE CONSUMER 17 3.1.
THE BASIC ISSUE 17 3.2. PECULIARITIES OF HEALTH RISKS 17 3.3. REBATE AND
BONUS OPTIONS AS A POSSIBLE SOLUTION 19 3.4. CORRELATED RISKS: AN
ILLUSTRATION 20 4. INSURER A: TRADITIONAL COST SHARING 25 4.1. A SIMPLE
MODEL AND ITS IMPLICATIONS 25 4.1.1. THE PROPENSITY TO INITIATE A
MEDICAL CARE EPISODE 25 4.1.2. CHOICE OF INTENSITY OF AMBULATORY MEDICAL
CARE 28 4.2. RESULTS OF A STATISTICAL ANALYSIS 30 4.2.1. COINSURANCE AND
COMPREHENSIVE COVERAGE COMPARED 30 4.2.2. THE IMPACT OF DEDUCTIBLES 35
4.2.3. TRACING IMPACTS ACROSS THE BILLINGS DISTRIBUTION 38 5. INSURER B:
FIXED REBATES FOR NO CLAIMS 42 5.1. THEORETICAL BACKGROUND 42 5.1.1. THE
DECISION TO FILE A CLAIM 43 5.1.2. THE DECISION TO INITIATE AN
AMBULATORY CARE EPISODE 46 5.1.3. CHOICE OF INTENSITY OF TREATMENT 52 VI
5.2. EMPIRICAL EVIDENCE ON THE JOINT IMPACT OF A FIXED REBATE AND 53 A
DEDUCTIBLE 5.2.1. TEST NO. 1: ZERO NET REBATE DUE TO OUTLAYS ON DENTAL
CARE 54 5.2.2. TEST NO. 2: IMPACT AT THE THRESHOLD VALUE REBATE + 58
DEDUCTIBLE 5.3. THE COST OF AMBULATORY MEDICAL CARE: INSURERS A AND B
59 COMPARED 5.4. ADVERSE SIDE EFFECTS ON HEALTH? 62 6. SELF-SELECTION OF
RISKS WITH INSURERS A AND B? 6.1. SELF-SELECTION AND RISK PREMIUM 6.2.
RISK SURCHARGES AND CHOICE OF POLICY 6.3. ADDITIONAL ARGUMENTS
CONCERNING SELF-SELECTION OF RISKS 7. INSURER C: THE DYNAMIC BONUS
SYSTEM 7.1. CHARACTERISTICS OF AN EXPERIENCE-RATED BONUS 7.2. A SIMPLE
TWO-PERIOD BEHAVIORAL MODEL 7.3. FIXED REBATE AND DYNAMIC BONUS COMPARED
64 64 65 68 70 70 71 76 8. FIRST-DOLLAR COVERAGE, FIXED REBATE, AND
DYNAMIC BONUS COMPARED 79 8.1. CONTROLLING FOR FILING DECISIONS IN A
DYNAMIC BONUS SYSTEM 80 8.2. SHORT-RUN COMPARATIVE IMPACTS OF REBATE AND
BONUS OFFERS 82 8.2.1. MAIN RESULTS BASED ON THE MERGED SAMPLE 82 8.2.2.
THREE OBJECTIONS 85 8.3. THE INTERMEDIATE RAN: EDUCATIONAL EFFECTS OF
FINANCIAL 86 INCENTIVES? 8.4. FINANCIAL INCENTIVES AND THE AGED 91 8.5.
INCOME-DEPENDENT EFFECTS OF FINANCIAL INCENTIVES? 94 8.6. DIGRESSION:
EFFECTS ON HOSPITAL CARE EXPENDITURES 98 8.6.1. CONTRACTUAL PROVISIONS
AND COST OF HOSPITAL CARE 98 8.6.2. RESULTS OF ESTIMATION 100 8.6.3.
DISCUSSION OF FINDINGS 102 9. BONUS OPTIONS IN SOCIAL HEALTH INSURANCE?
104 9.1. LACKING EFFECTIVENESS 104 9.2. LACKING TARGETEDNESS OF EFFECTS
107 9.3. UNDERMINING OF THE SOLIDARITY PRINCIPLE 108 9.4. CONCLUDING
REMARK 110 VLL APPENDIX A. TABLES 112 A.I. CHARACTERIZATION OF DATA BASE
112 A.2. DEPENDENT VARIABLES AND MEANS (1982), INSURER A 115 A.3.
EXPLANATORY VARIABLES AND MEANS (1982), INSURER A 115 A.4. DEPENDENT
VARIABLES AND MEANS (1982), INSURER B 116 A.5. EXPLANATORY VARIABLES AND
MEANS (1982), INSURER B 116 A.6. DEPENDENT VARIABLES, MERGED SAMPLE 117
A.7. EXPLANATORY VARIABLES AND MEANS, SUBSAMPLES AND MERGED 118 SAMPLE
P. APPENDIX B. SAMPLE CONSTRUCTION AND CHOICE OF STATISTICAL METHOD 119
B.I. OVERVIEW OF PLANS WRITTEN BY INSURERS A, B, AND C B.2.
REPRESENTATIVENESS AND COMPARABILITY OF SAMPLES B.3. METHODOLOGICAL
ISSUES IN EMPIRICAL ANALYSIS B.3.1. NEUTRALIZING THE DECISION TO SUBMIT
B.3.2. CHOICE OF STATISTICAL METHOD B.3.3. DESCRIPTION OF EXPLANATORY
VARIABLES 119 120 121 121 123 124 REFERENCES INDEX OF NAMES INDEX OF
SUBJECTS 127 134 135
|
| any_adam_object | 1 |
| author | Zweifel, Peter 1946- |
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| author_facet | Zweifel, Peter 1946- |
| author_role | aut |
| author_sort | Zweifel, Peter 1946- |
| author_variant | p z pz |
| building | Verbundindex |
| bvnumber | BV024465312 |
| ctrlnum | (OCoLC)247492009 (DE-599)BVBBV024465312 |
| format | Book |
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| geographic | Deutschland Bundesrepublik (DE-588)4011889-7 gnd |
| geographic_facet | Deutschland Bundesrepublik |
| id | DE-604.BV024465312 |
| illustrated | Not Illustrated |
| indexdate | 2024-07-09T22:00:10Z |
| institution | BVB |
| isbn | 079231722X |
| language | English |
| oai_aleph_id | oai:aleph.bib-bvb.de:BVB01-018441445 |
| oclc_num | 247492009 |
| open_access_boolean | |
| owner | DE-83 |
| owner_facet | DE-83 |
| physical | XII, 141 S. |
| publishDate | 1992 |
| publishDateSearch | 1992 |
| publishDateSort | 1992 |
| publisher | Kluwer |
| record_format | marc |
| series | Developments in health economics and public policy |
| series2 | Developments in health economics and public policy |
| spelling | Zweifel, Peter 1946- Verfasser (DE-588)120982196 aut Bonusoptionen in der Krankenversicherung Bonus options in health insurance by Peter Zweifel. With the assistance of Otto Waser Dordrecht [u.a.] Kluwer 1992 XII, 141 S. txt rdacontent n rdamedia nc rdacarrier Developments in health economics and public policy 2 Tarif (DE-588)4059065-3 gnd rswk-swf Private Krankenversicherung (DE-588)4047291-7 gnd rswk-swf Vertrag (DE-588)4063270-2 gnd rswk-swf Beitragserstattung (DE-588)4144387-1 gnd rswk-swf Krankenversicherung (DE-588)4032836-3 gnd rswk-swf Deutschland Bundesrepublik (DE-588)4011889-7 gnd rswk-swf Private Krankenversicherung (DE-588)4047291-7 s Tarif (DE-588)4059065-3 s Deutschland Bundesrepublik (DE-588)4011889-7 g 1\p DE-604 Vertrag (DE-588)4063270-2 s 2\p DE-604 Krankenversicherung (DE-588)4032836-3 s Beitragserstattung (DE-588)4144387-1 s 3\p DE-604 Waser, Otto Sonstige oth Developments in health economics and public policy 2 (DE-604)BV005099747 2 SWB Datenaustausch application/pdf http://bvbr.bib-bvb.de:8991/F?func=service&doc_library=BVB01&local_base=BVB01&doc_number=018441445&sequence=000001&line_number=0001&func_code=DB_RECORDS&service_type=MEDIA Inhaltsverzeichnis 1\p cgwrk 20201028 DE-101 https://d-nb.info/provenance/plan#cgwrk 2\p cgwrk 20201028 DE-101 https://d-nb.info/provenance/plan#cgwrk 3\p cgwrk 20201028 DE-101 https://d-nb.info/provenance/plan#cgwrk |
| spellingShingle | Zweifel, Peter 1946- Bonus options in health insurance Developments in health economics and public policy Tarif (DE-588)4059065-3 gnd Private Krankenversicherung (DE-588)4047291-7 gnd Vertrag (DE-588)4063270-2 gnd Beitragserstattung (DE-588)4144387-1 gnd Krankenversicherung (DE-588)4032836-3 gnd |
| subject_GND | (DE-588)4059065-3 (DE-588)4047291-7 (DE-588)4063270-2 (DE-588)4144387-1 (DE-588)4032836-3 (DE-588)4011889-7 |
| title | Bonus options in health insurance |
| title_alt | Bonusoptionen in der Krankenversicherung |
| title_auth | Bonus options in health insurance |
| title_exact_search | Bonus options in health insurance |
| title_full | Bonus options in health insurance by Peter Zweifel. With the assistance of Otto Waser |
| title_fullStr | Bonus options in health insurance by Peter Zweifel. With the assistance of Otto Waser |
| title_full_unstemmed | Bonus options in health insurance by Peter Zweifel. With the assistance of Otto Waser |
| title_short | Bonus options in health insurance |
| title_sort | bonus options in health insurance |
| topic | Tarif (DE-588)4059065-3 gnd Private Krankenversicherung (DE-588)4047291-7 gnd Vertrag (DE-588)4063270-2 gnd Beitragserstattung (DE-588)4144387-1 gnd Krankenversicherung (DE-588)4032836-3 gnd |
| topic_facet | Tarif Private Krankenversicherung Vertrag Beitragserstattung Krankenversicherung Deutschland Bundesrepublik |
| url | http://bvbr.bib-bvb.de:8991/F?func=service&doc_library=BVB01&local_base=BVB01&doc_number=018441445&sequence=000001&line_number=0001&func_code=DB_RECORDS&service_type=MEDIA |
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