Employer-sponsored disability insurance: where are the gaps in coverage?
I use data from the Current Population Surveys and Employee Benefits Surveys to analyze employer-sponsored disability insurance coverage. There does not appear to be a systematic trend from 1980 to 2000 in the fraction of workers with coverage. Disability insurance coverage rates are lower than heal...
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| Main Author: | |
|---|---|
| Format: | Book |
| Language: | English |
| Published: |
Cambridge, Mass.
National Bureau of Economic Research
2004
|
| Series: | National Bureau of Economic Research <Cambridge, Mass.>: NBER working paper series
10382 |
| Subjects: | |
| Online Access: | Volltext |
| Summary: | I use data from the Current Population Surveys and Employee Benefits Surveys to analyze employer-sponsored disability insurance coverage. There does not appear to be a systematic trend from 1980 to 2000 in the fraction of workers with coverage. Disability insurance coverage rates are lower than health insurance coverage rates; low-skill, low-wage, low-tenure, part-time and small establishment workers are all less likely to have either of these fringe benefits. Public policy debates about workers without health insurance fail to consider an important economic risk these workers face in the event of an illness or injury: the risk of lost wages. |
| Physical Description: | 30 S. graph. Darst. |
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| 520 | 3 | |a I use data from the Current Population Surveys and Employee Benefits Surveys to analyze employer-sponsored disability insurance coverage. There does not appear to be a systematic trend from 1980 to 2000 in the fraction of workers with coverage. Disability insurance coverage rates are lower than health insurance coverage rates; low-skill, low-wage, low-tenure, part-time and small establishment workers are all less likely to have either of these fringe benefits. Public policy debates about workers without health insurance fail to consider an important economic risk these workers face in the event of an illness or injury: the risk of lost wages. | |
| 650 | 4 | |a Employer-sponsored health insurance | |
| 650 | 4 | |a Insurance, Disability | |
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| index_date | 2024-07-02T22:41:27Z |
| indexdate | 2025-04-28T12:01:03Z |
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| spelling | Levy, Helen Verfasser (DE-588)128651474 aut Employer-sponsored disability insurance where are the gaps in coverage? Helen Levy Cambridge, Mass. National Bureau of Economic Research 2004 30 S. graph. Darst. txt rdacontent n rdamedia nc rdacarrier National Bureau of Economic Research <Cambridge, Mass.>: NBER working paper series 10382 I use data from the Current Population Surveys and Employee Benefits Surveys to analyze employer-sponsored disability insurance coverage. There does not appear to be a systematic trend from 1980 to 2000 in the fraction of workers with coverage. Disability insurance coverage rates are lower than health insurance coverage rates; low-skill, low-wage, low-tenure, part-time and small establishment workers are all less likely to have either of these fringe benefits. Public policy debates about workers without health insurance fail to consider an important economic risk these workers face in the event of an illness or injury: the risk of lost wages. Employer-sponsored health insurance Insurance, Disability Erwerbsunfähigkeitsrente / Betriebliche Sozialleistungen / USA Erscheint auch als Online-Ausgabe National Bureau of Economic Research <Cambridge, Mass.>: NBER working paper series 10382 (DE-604)BV002801238 10382 http://papers.nber.org/papers/w10382.pdf kostenfrei Volltext |
| spellingShingle | Levy, Helen Employer-sponsored disability insurance where are the gaps in coverage? National Bureau of Economic Research <Cambridge, Mass.>: NBER working paper series Employer-sponsored health insurance Insurance, Disability Erwerbsunfähigkeitsrente / Betriebliche Sozialleistungen / USA |
| title | Employer-sponsored disability insurance where are the gaps in coverage? |
| title_auth | Employer-sponsored disability insurance where are the gaps in coverage? |
| title_exact_search | Employer-sponsored disability insurance where are the gaps in coverage? |
| title_exact_search_txtP | Employer-sponsored disability insurance where are the gaps in coverage? |
| title_full | Employer-sponsored disability insurance where are the gaps in coverage? Helen Levy |
| title_fullStr | Employer-sponsored disability insurance where are the gaps in coverage? Helen Levy |
| title_full_unstemmed | Employer-sponsored disability insurance where are the gaps in coverage? Helen Levy |
| title_short | Employer-sponsored disability insurance |
| title_sort | employer sponsored disability insurance where are the gaps in coverage |
| title_sub | where are the gaps in coverage? |
| topic | Employer-sponsored health insurance Insurance, Disability Erwerbsunfähigkeitsrente / Betriebliche Sozialleistungen / USA |
| topic_facet | Employer-sponsored health insurance Insurance, Disability Erwerbsunfähigkeitsrente / Betriebliche Sozialleistungen / USA |
| url | http://papers.nber.org/papers/w10382.pdf |
| volume_link | (DE-604)BV002801238 |
| work_keys_str_mv | AT levyhelen employersponsoreddisabilityinsurancewherearethegapsincoverage |