Financing small business in America: debt capital in a global economy
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| Main Authors: | , |
|---|---|
| Format: | Book |
| Language: | English |
| Published: |
Westport, Conn. <<[u.a.]>>
Praeger
2003
|
| Subjects: | |
| Online Access: | Inhaltsverzeichnis |
| Item Description: | Includes bibliographical references and index |
| Physical Description: | X, 146 S. graph. Darst. |
| ISBN: | 0275976734 |
Staff View
MARC
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| 245 | 1 | 0 | |a Financing small business in America |b debt capital in a global economy |c Roger E. Hamlin and Thomas S. Lyons |
| 264 | 1 | |a Westport, Conn. <<[u.a.]>> |b Praeger |c 2003 | |
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| 650 | 4 | |a Credit -- United States | |
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| 700 | 1 | |a Lyons, Thomas S. |e Verfasser |4 aut | |
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Record in the Search Index
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| adam_text | CONTENTS
Illustrations vii
Introduction ix
1. U.S. Small Businesses and the Global Economy 1
The Importance of Small Businesses to the U.S. Economy 1
The Challenges Posed by the Global Economy 7
Implications for Enterprise Development Assistance 11
References 12
2. The Importance of Debt Capital to Small Business 15
The Role of Capital Formation in Small Business Success 16
The Relationship Between Capital Formation and Small
Business Incubation 21
Debt Capital as an Aspect of Capital Formation 22
Governmental Involvement in Small Business Debt-Capital
Formation 27
References 31
3. Current Approaches to Debt-Capital Formation:
Micro- and Direct Lending Programs 33
Micro-lending/Microenterprise Programs 34
Microenterprise Program: How the Program Works 36
Direct Government Lending 44
References 47
t
l
vi CONTENTS
4. Indirect Approaches to Leveraging Private Capital 51
Loan Guarantee Programs 52
Loan Insurance Pooling: The Capital Access Program 69
Loans with Kicker Features: BIDCOs 102
Subordinated Lending: Certified Development Corporation
Loans 114
Shortcomings of Current Practices 130
References 133
5. Summary and Conclusion 135
Summary 135
Conclusion 137
References 140
Index 141
ILLUSTRATIONS
TABLES
1.1 Percentage of Employment Growth by Firm Size and
Sector, 1976-86 3
1.2 Net Job Creation by Firm Size, 1990-98 (in Millions) 4
1.3 Percent Employment in Firms with Less Than 500
Employees by Industry, 1999 6
4.1 Percentages of Businesses Receiving CAP Loans in
Michigan, by SIC Code 79
4.2 Use of Proceeds: Percent of Michigan Interviewees by
Size of Business 82
4.3 Loan Characteristics by Size of Business 83
4.4 Percentage of CAP Loans Requiring Various Forms of
Collateral and Personal Guarantees in Michigan 84
4.5 Loan Amount and Contribution Needed to Create One
Job in Michigan 94
4.6 How CAP Loans Contributed to the Success of Michigan
Businesses: Percentage of Interviewees Responding to
EachCategory 100
viii ILLUSTRATIONS
4.7 Consequences of No CAP Loan for Michigan Businesses 101
4.8 Typical 504 Financing Package 124
FIGURE
4.1 Number of Loans Making Claims on Pools in Michigan
As a Percentage of Total Loans by Year 81
|
| adam_txt |
CONTENTS
Illustrations vii
Introduction ix
1. U.S. Small Businesses and the Global Economy 1
The Importance of Small Businesses to the U.S. Economy 1
The Challenges Posed by the Global Economy 7
Implications for Enterprise Development Assistance 11
References 12
2. The Importance of Debt Capital to Small Business 15
The Role of Capital Formation in Small Business Success 16
The Relationship Between Capital Formation and Small
Business Incubation 21
Debt Capital as an Aspect of Capital Formation 22
Governmental Involvement in Small Business Debt-Capital
Formation 27
References 31
3. Current Approaches to Debt-Capital Formation:
Micro- and Direct Lending Programs 33
Micro-lending/Microenterprise Programs 34
Microenterprise Program: How the Program Works 36
Direct Government Lending 44
References 47
t
l
vi CONTENTS
4. Indirect Approaches to Leveraging Private Capital 51
Loan Guarantee Programs 52
Loan Insurance Pooling: The Capital Access Program 69
Loans with Kicker Features: BIDCOs 102
Subordinated Lending: Certified Development Corporation
Loans 114
Shortcomings of Current Practices 130
References 133
5. Summary and Conclusion 135
Summary 135
Conclusion 137
References 140
Index 141
ILLUSTRATIONS
TABLES
1.1 Percentage of Employment Growth by Firm Size and
Sector, 1976-86 3
1.2 Net Job Creation by Firm Size, 1990-98 (in Millions) 4
1.3 Percent Employment in Firms with Less Than 500
Employees by Industry, 1999 6
4.1 Percentages of Businesses Receiving CAP Loans in
Michigan, by SIC Code 79
4.2 Use of Proceeds: Percent of Michigan Interviewees by
Size of Business 82
4.3 Loan Characteristics by Size of Business 83
4.4 Percentage of CAP Loans Requiring Various Forms of
Collateral and Personal Guarantees in Michigan 84
4.5 Loan Amount and Contribution Needed to Create One
Job in Michigan 94
4.6 How CAP Loans Contributed to the Success of Michigan
Businesses: Percentage of Interviewees Responding to
EachCategory 100
viii ILLUSTRATIONS
4.7 Consequences of No CAP Loan for Michigan Businesses 101
4.8 Typical 504 Financing Package 124
FIGURE
4.1 Number of Loans Making Claims on Pools in Michigan
As a Percentage of Total Loans by Year 81 |
| any_adam_object | 1 |
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| author | Hamlin, Roger E. Lyons, Thomas S. |
| author_facet | Hamlin, Roger E. Lyons, Thomas S. |
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| callnumber-raw | HG4027.7.H35 2003 |
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| callnumber-subject | HG - Finance |
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| dewey-ones | 338 - Production |
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| dewey-search | 338.6/42 22 |
| dewey-sort | 3338.6 242 222 |
| dewey-tens | 330 - Economics |
| discipline | Wirtschaftswissenschaften |
| discipline_str_mv | Wirtschaftswissenschaften |
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| geographic | USA |
| geographic_facet | USA |
| id | DE-604.BV023530497 |
| illustrated | Illustrated |
| index_date | 2024-07-02T22:34:58Z |
| indexdate | 2024-07-09T21:24:01Z |
| institution | BVB |
| isbn | 0275976734 |
| language | English |
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| physical | X, 146 S. graph. Darst. |
| publishDate | 2003 |
| publishDateSearch | 2003 |
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| publisher | Praeger |
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| spelling | Hamlin, Roger E. Verfasser aut Financing small business in America debt capital in a global economy Roger E. Hamlin and Thomas S. Lyons Westport, Conn. <<[u.a.]>> Praeger 2003 X, 146 S. graph. Darst. txt rdacontent n rdamedia nc rdacarrier Includes bibliographical references and index Small business -- United States -- Finance Credit -- United States USA Lyons, Thomas S. Verfasser aut HBZ Datenaustausch application/pdf http://bvbr.bib-bvb.de:8991/F?func=service&doc_library=BVB01&local_base=BVB01&doc_number=016850687&sequence=000002&line_number=0001&func_code=DB_RECORDS&service_type=MEDIA Inhaltsverzeichnis |
| spellingShingle | Hamlin, Roger E. Lyons, Thomas S. Financing small business in America debt capital in a global economy Small business -- United States -- Finance Credit -- United States |
| title | Financing small business in America debt capital in a global economy |
| title_auth | Financing small business in America debt capital in a global economy |
| title_exact_search | Financing small business in America debt capital in a global economy |
| title_exact_search_txtP | Financing small business in America debt capital in a global economy |
| title_full | Financing small business in America debt capital in a global economy Roger E. Hamlin and Thomas S. Lyons |
| title_fullStr | Financing small business in America debt capital in a global economy Roger E. Hamlin and Thomas S. Lyons |
| title_full_unstemmed | Financing small business in America debt capital in a global economy Roger E. Hamlin and Thomas S. Lyons |
| title_short | Financing small business in America |
| title_sort | financing small business in america debt capital in a global economy |
| title_sub | debt capital in a global economy |
| topic | Small business -- United States -- Finance Credit -- United States |
| topic_facet | Small business -- United States -- Finance Credit -- United States USA |
| url | http://bvbr.bib-bvb.de:8991/F?func=service&doc_library=BVB01&local_base=BVB01&doc_number=016850687&sequence=000002&line_number=0001&func_code=DB_RECORDS&service_type=MEDIA |
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