The law and consumer credit information in the European Community: the regulation of credit information systems
Gespeichert in:
| 1. Verfasser: | |
|---|---|
| Format: | Buch |
| Sprache: | English |
| Veröffentlicht: |
London [u.a.]
Routledge-Cavendish
2008
|
| Ausgabe: | 1. publ. |
| Schlagworte: | |
| Online-Zugang: | Inhaltsverzeichnis |
| Beschreibung: | XIV, 244 S. |
Internformat
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| 650 | 4 | |a Consumer credit / Law and legislation / European Union countries | |
| 650 | 4 | |a Consumer protection / Law and legislation / European Union countries | |
| 650 | 4 | |a Data protection / Law and legislation / European Union countries | |
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| 650 | 4 | |a Consumer credit |x Law and legislation |z European Union countries | |
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Datensatz im Suchindex
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|---|---|
| adam_text | THE LAW AND CONSUMER CREDIT INFORMATION IN THE EUROPEAN COMMUNITY THE
REGULATION OF CREDIT INFORMATION SYSTEMS FEDERICO FERRETTI SJ
ROUTLEDGECAVENDISH | TAYLOR & FRANCIS CROUP LONDON AND NEW YORK
CONTENTS TABLE OF CASES XI TABLE OF LEGISLATION XIII ABBREVIATIONS XV
ACKNOWLEDGEMENTS XVII INTRODUCTION 1 1 CONSUMER CREDIT REPORTING IN THE
ECONOMY: WHAT IS CONSUMER CREDIT REPORTING, AND WHY IS IT USED? 9
INTRODUCTION 9 CONSUMER CREDIT REPORTING AND CREDIT REFERENCE AGENCIES 9
THE RATIONALE FOR CONSUMER CREDIT REPORTING SYSTEMS 12 WHAT INFORMATION
IS COLLECTED, PROCESSED AND DISCLOSED TO THIRD PARTIES? 15 THE TRENDS:
SECONDARY USES OF CREDIT REFERENCE DATA 19 CONCLUDING REMARKS 29 2 THE
LACK OF A LEGAL PERSPECTIVE 31 INTRODUCTION 31 CONSUMER CREDIT REPORTING
IN THE ECONOMIC LITERATURE 32 INSTITUTIONAL ASPECTS AND THE LITERATURE
IN REGULATORY POLICY 37 LITERATURE IN LAW 40 INFORMATION ASYMMETRY AND
CONSUMERS 42 REMARKS ON THE REVIEW OF THE LITERATURE 43 THE IMPORTANCE
OF LEGAL RESEARCH 45 CONCLUDING REMARKS 47 VIII CONTENTS 3 HISTORICAL
BACKGROUND: THE CULTURAL FRAMEWORK. A LESSON FROM HISTORY? 49
INTRODUCTION 49 HISTORICAL INFORMAL INFORMATION-SHARING MECHANISMS 51
THE ORIGINS OF CREDIT INFORMATION-SHARING SYSTEMS: BUSINESS CREDIT
REPORTING IN THE US 53 CONSUMER CREDIT REPORTING IN THE US 58 CONSUMER
CREDIT REPORTING IN EUROPE 65 LESSONS FOR THE EC FROM HISTORY? 71
CONCLUDING REMARKS 74 4 THE INSTITUTIONAL AND LEGAL STANDING IN THE EC:
IS THE EC MISSING A CHANCE? 77 INTRODUCTION 77 EUROPEAN MARKETS IN
CONSUMER CREDIT 78 INSTITUTIONAL FRAMEWORK 81 EUROPEAN CONSUMER CREDIT
REPORTING MARKETS 85 EUROPEAN CROSS-BORDER EXCHANGE OF INFORMATION 89
STRUCTURAL IMPEDIMENTS FOR A EUROPEAN SINGLE MARKET 92 THE LEGAL
FRAMEWORK 93 BANK SECRECY 94 DATA PROTECTION 99 CONSUMER CREDIT LAWS 103
CONCLUDING REMARKS: MISSING A CHANCE? 126 5 REPUTATION, PRIVACY AND THE
LAW: WHAT RIGHTS AND INTERESTS ARE AT STAKE AND TO WHAT EXTENT ARE THESE
CONFLICTING? 129 INTRODUCTION 129 REPUTATION 130 THE IMPORTANCE OF DATA
PROTECTION AND THE REASONS FOR EC LEGISLATION 134 PROBLEMS RELATING TO
THE IMPLEMENTATION OF DIRECTIVE 95I46IEC 144 CONCLUDING REMARKS 148 6
LEGAL COMPLIANCE: WHAT ARE THE LEGAL MECHANISMS UPON WHICH CONSUMER
CREDIT REPORTING NEEDS TO RELY? 151 INTRODUCTION 151 DATA CONTROLLERS
152 FAIR AND LAWFUL DATA PROCESSING 154 CONTENTS IX INFORMATION TO BE
GIVEN TO DATA SUBJECTS 156 CRITERIA FOR MAKING DATA PROCESSING
LEGITIMATE 161 SPECIFIED, EXPLICIT AND LEGITIMATE PURPOSES OF DATA
PROCESSING AND FURTHER PROCESSING 165 ADEQUACY, RELEVANCY AND
REASONABLENESS OF DATA PROCESSING 167 ACCURACY AND UPDATING OF THE DATA
170 DATA RETENTION PERIOD 173 AUTOMATED INDIVIDUAL DECISIONS 174
CONCLUDING REMARKS 175 7 CONCLUSIONS 177 INTRODUCTION 177 CONSENT MODEL
179 OTHER CONCERNS 182 SECONDARY DATA PROCESSING PURPOSES AND CONSUMER
PROTECTION 184 CONSENT, PRIVACY, EC CONSUMER LAW AND COMPETITION:
FURTHER IMPLICATIONS FOR CONSUMER PROTECTION? 190 THE PARADOX OF
CONSUMER CREDIT REPORTING SYSTEMS 195 THE EUROPEAN DIMENSION 198
CONCLUDING POLICY AND INSTITUTIONAL CONSIDERATIONS 204 APPENDIX: CASE
STUDIES 209 UNITED KINGDOM 209 ITALY 213 LESSON FROM ITALY? 223
BIBLIOGRAPHY 225 INDEX 239
|
| adam_txt |
THE LAW AND CONSUMER CREDIT INFORMATION IN THE EUROPEAN COMMUNITY THE
REGULATION OF CREDIT INFORMATION SYSTEMS FEDERICO FERRETTI SJ
ROUTLEDGECAVENDISH | \ TAYLOR & FRANCIS CROUP LONDON AND NEW YORK
CONTENTS TABLE OF CASES XI TABLE OF LEGISLATION XIII ABBREVIATIONS XV
ACKNOWLEDGEMENTS XVII INTRODUCTION 1 1 CONSUMER CREDIT REPORTING IN THE
ECONOMY: WHAT IS CONSUMER CREDIT REPORTING, AND WHY IS IT USED? 9
INTRODUCTION 9 CONSUMER CREDIT REPORTING AND CREDIT REFERENCE AGENCIES 9
THE RATIONALE FOR CONSUMER CREDIT REPORTING SYSTEMS 12 WHAT INFORMATION
IS COLLECTED, PROCESSED AND DISCLOSED TO THIRD PARTIES? 15 THE TRENDS:
SECONDARY USES OF CREDIT REFERENCE DATA 19 CONCLUDING REMARKS 29 2 THE
LACK OF A LEGAL PERSPECTIVE 31 INTRODUCTION 31 CONSUMER CREDIT REPORTING
IN THE ECONOMIC LITERATURE 32 INSTITUTIONAL ASPECTS AND THE LITERATURE
IN REGULATORY POLICY 37 LITERATURE IN LAW 40 INFORMATION ASYMMETRY AND
CONSUMERS 42 REMARKS ON THE REVIEW OF THE LITERATURE 43 THE IMPORTANCE
OF LEGAL RESEARCH 45 CONCLUDING REMARKS 47 VIII CONTENTS 3 HISTORICAL
BACKGROUND: THE CULTURAL FRAMEWORK. A LESSON FROM HISTORY? 49
INTRODUCTION 49 HISTORICAL INFORMAL INFORMATION-SHARING MECHANISMS 51
THE ORIGINS OF CREDIT INFORMATION-SHARING SYSTEMS: BUSINESS CREDIT
REPORTING IN THE US 53 CONSUMER CREDIT REPORTING IN THE US 58 CONSUMER
CREDIT REPORTING IN EUROPE 65 LESSONS FOR THE EC FROM HISTORY? 71
CONCLUDING REMARKS 74 4 THE INSTITUTIONAL AND LEGAL STANDING IN THE EC:
IS THE EC MISSING A CHANCE? 77 INTRODUCTION 77 EUROPEAN MARKETS IN
CONSUMER CREDIT 78 INSTITUTIONAL FRAMEWORK 81 EUROPEAN CONSUMER CREDIT
REPORTING MARKETS 85 EUROPEAN CROSS-BORDER EXCHANGE OF INFORMATION 89
STRUCTURAL IMPEDIMENTS FOR A EUROPEAN SINGLE MARKET 92 THE LEGAL
FRAMEWORK 93 BANK SECRECY 94 DATA PROTECTION 99 CONSUMER CREDIT LAWS 103
CONCLUDING REMARKS: MISSING A CHANCE? 126 5 REPUTATION, PRIVACY AND THE
LAW: WHAT RIGHTS AND INTERESTS ARE AT STAKE AND TO WHAT EXTENT ARE THESE
CONFLICTING? 129 INTRODUCTION 129 REPUTATION 130 THE IMPORTANCE OF DATA
PROTECTION AND THE REASONS FOR EC LEGISLATION 134 PROBLEMS RELATING TO
THE IMPLEMENTATION OF DIRECTIVE 95I46IEC 144 CONCLUDING REMARKS 148 6
LEGAL COMPLIANCE: WHAT ARE THE LEGAL MECHANISMS UPON WHICH CONSUMER
CREDIT REPORTING NEEDS TO RELY? 151 INTRODUCTION 151 DATA CONTROLLERS
152 FAIR AND LAWFUL DATA PROCESSING 154 CONTENTS IX INFORMATION TO BE
GIVEN TO DATA SUBJECTS 156 CRITERIA FOR MAKING DATA PROCESSING
LEGITIMATE 161 SPECIFIED, EXPLICIT AND LEGITIMATE PURPOSES OF DATA
PROCESSING AND FURTHER PROCESSING 165 ADEQUACY, RELEVANCY AND
REASONABLENESS OF DATA PROCESSING 167 ACCURACY AND UPDATING OF THE DATA
170 DATA RETENTION PERIOD 173 AUTOMATED INDIVIDUAL DECISIONS 174
CONCLUDING REMARKS 175 7 CONCLUSIONS 177 INTRODUCTION 177 CONSENT MODEL
179 OTHER CONCERNS 182 SECONDARY DATA PROCESSING PURPOSES AND CONSUMER
PROTECTION 184 CONSENT, PRIVACY, EC CONSUMER LAW AND COMPETITION:
FURTHER IMPLICATIONS FOR CONSUMER PROTECTION? 190 THE PARADOX OF
CONSUMER CREDIT REPORTING SYSTEMS 195 THE EUROPEAN DIMENSION 198
CONCLUDING POLICY AND INSTITUTIONAL CONSIDERATIONS 204 APPENDIX: CASE
STUDIES 209 UNITED KINGDOM 209 ITALY 213 LESSON FROM ITALY? 223
BIBLIOGRAPHY 225 INDEX 239 |
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| geographic_facet | Europäische Union. Mitgliedsstaaten |
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| illustrated | Not Illustrated |
| index_date | 2024-07-02T20:30:20Z |
| indexdate | 2024-07-09T21:14:18Z |
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| language | English |
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| spelling | Ferretti, Federico Verfasser (DE-588)1055979670 aut The law and consumer credit information in the European Community the regulation of credit information systems by Federico Ferretti 1. publ. London [u.a.] Routledge-Cavendish 2008 XIV, 244 S. txt rdacontent n rdamedia nc rdacarrier Consumer credit / Law and legislation / European Union countries Consumer protection / Law and legislation / European Union countries Data protection / Law and legislation / European Union countries Privacy, Right of / European Union countries Recht Consumer credit Law and legislation European Union countries Consumer protection Law and legislation European Union countries Data protection Law and legislation European Union countries Privacy, Right of European Union countries Europäische Union. Mitgliedsstaaten GBV Datenaustausch application/pdf http://bvbr.bib-bvb.de:8991/F?func=service&doc_library=BVB01&local_base=BVB01&doc_number=016442767&sequence=000001&line_number=0001&func_code=DB_RECORDS&service_type=MEDIA Inhaltsverzeichnis |
| spellingShingle | Ferretti, Federico The law and consumer credit information in the European Community the regulation of credit information systems Consumer credit / Law and legislation / European Union countries Consumer protection / Law and legislation / European Union countries Data protection / Law and legislation / European Union countries Privacy, Right of / European Union countries Recht Consumer credit Law and legislation European Union countries Consumer protection Law and legislation European Union countries Data protection Law and legislation European Union countries Privacy, Right of European Union countries |
| title | The law and consumer credit information in the European Community the regulation of credit information systems |
| title_auth | The law and consumer credit information in the European Community the regulation of credit information systems |
| title_exact_search | The law and consumer credit information in the European Community the regulation of credit information systems |
| title_exact_search_txtP | The law and consumer credit information in the European Community the regulation of credit information systems |
| title_full | The law and consumer credit information in the European Community the regulation of credit information systems by Federico Ferretti |
| title_fullStr | The law and consumer credit information in the European Community the regulation of credit information systems by Federico Ferretti |
| title_full_unstemmed | The law and consumer credit information in the European Community the regulation of credit information systems by Federico Ferretti |
| title_short | The law and consumer credit information in the European Community |
| title_sort | the law and consumer credit information in the european community the regulation of credit information systems |
| title_sub | the regulation of credit information systems |
| topic | Consumer credit / Law and legislation / European Union countries Consumer protection / Law and legislation / European Union countries Data protection / Law and legislation / European Union countries Privacy, Right of / European Union countries Recht Consumer credit Law and legislation European Union countries Consumer protection Law and legislation European Union countries Data protection Law and legislation European Union countries Privacy, Right of European Union countries |
| topic_facet | Consumer credit / Law and legislation / European Union countries Consumer protection / Law and legislation / European Union countries Data protection / Law and legislation / European Union countries Privacy, Right of / European Union countries Recht Consumer credit Law and legislation European Union countries Consumer protection Law and legislation European Union countries Data protection Law and legislation European Union countries Privacy, Right of European Union countries Europäische Union. Mitgliedsstaaten |
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