Comparative consumer bankruptcy:
Saved in:
| Main Author: | |
|---|---|
| Format: | Book |
| Language: | English |
| Published: |
Durham, N.C.
Carolina Acad. Press
2007
|
| Series: | Comparative law series
|
| Subjects: | |
| Online Access: | Table of contents only Inhaltsverzeichnis |
| Physical Description: | XIII, 114 S. 23 cm |
| ISBN: | 159460147X 9781594601477 |
Staff View
MARC
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| 100 | 1 | |a Kilborn, Jason J. |e Verfasser |4 aut | |
| 245 | 1 | 0 | |a Comparative consumer bankruptcy |c Jason J. Kilborn |
| 264 | 1 | |a Durham, N.C. |b Carolina Acad. Press |c 2007 | |
| 300 | |a XIII, 114 S. |c 23 cm | ||
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| 490 | 0 | |a Comparative law series | |
| 650 | 7 | |a Verbraucherinsolvenzverfahren |2 swd | |
| 650 | 4 | |a Recht | |
| 650 | 4 | |a Bankruptcy |z Europe | |
| 650 | 4 | |a Consumer credit |x Law and legislation |z United States | |
| 650 | 4 | |a Bankruptcy |z United States | |
| 650 | 4 | |a Consumer credit |x Law and legislation |z Europe | |
| 651 | 7 | |a Europa |2 swd | |
| 651 | 7 | |a USA |2 swd | |
| 651 | 4 | |a Europa | |
| 651 | 4 | |a USA | |
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Record in the Search Index
| _version_ | 1804137360991977472 |
|---|---|
| adam_text | Contents
Preface
and Bibliographic Note
xi
Chapter
1
Laying the Groundwork: Comparing the Comparable?
3
A. Introduction
3
B. Identifying the Problem to Compare Solutions
6
C. The Diverse Paths to and Destinations of Legislative Intervention
9
D. A Concluding Note on Locating Laws for Comparison
13
Questions for Discussion
16
Chapter
2
Comparative Analysis of the Whole System: Out-of-Court
Debt Restructuring in the United States and Europe
19
A. Credit Counseling in the United States: Renegotiation Instead
of Bankruptcy
21
1.
Counseling and Negotiation: Two Sides of One Coin
21
2.
Financial Challenges for the U.S. Counseling Industry
22
3.
Goals of Counseling—Is the U.S. Different?
24
B. Renegotiation as the Origin and Consistent Center of the
Romanistic Systems
26
1.
France
27
a. The Commissions
de Surendettement des Particuliers
27
b.
The Fragile Balance of Payment Plan
Succes
29
c.
Consistently High Rates of Accepted Plans
32
2.
Luxembourg: Another Successful Mediation Model
33
3.
Belgium: Three Cheers for Mediation!
37
C. Credit Counseling and Mediation in Decline in the Germanic
Systems
39
1.
Germany (and Austria): Administrative Delays and Mixed
Results
39
viii CONTENTS
2.
The Netherlands: Consensual Renegotiation in Disappointing
Decline
42
3.
Sweden: Throwing in the Towel
44
Questions for Discussion
49
Chapter
3
Comparing the Formal Coercive Relief Systems Over
Time and Space
51
A. Consumer Bankruptcy in the United States:
1898, 1979, 2005 52
1.
Bankruptcy Act of
1898 52
2.
Bankruptcy Code of
1978 54
3.
From Substantial Abuse in
1984
to Means Testing in
2005 55
a. Means Testing Stage One: Median Income Threshold
57
b. Means Testing Stage Two:
1RS
Budgetary Guidelines
58
4.
Conclusion: A Baseline Evaluation of Current U.S. Consumer
Bankruptcy Law
62
B. Minimal but Increasing Intrusion by the Courts in the
Romanistic Systems
62
1.
France: From Ordinary Recommendation to Coercive
Personal Recovery
63
a. Ordinary Forced Renegotiation
63
b. Extraordinary
Moratoria
and Partial Forced Discharge
64
с
Personal Recovery : Toward a U.S.-Style System
67
2.
Belgium
&
Luxembourg: Eroding Legislative Resistance to
Discharge
70
a. No-Discharge and Capital-Discharge Plans in Belgium
70
b. Only Ordinary Plans in Luxembourg
—
and State-
Sponsored Creditor Welfare
72
с
Payment Demands, Exempt Income, and Human Dignity
75
С
Evolution Toward Kinder, Gentler Germanic Systems
77
1.
Germany
77
2.
Austria
81
3.
The Netherlands
84
4.
A Brief Comparative Note on England and Wales
88
5.
Sweden
89
Questions for Discussion
96
Chapter
4
Concluding Comparative Observations
99
A. Rising Filing Rates in Comparative Perspective
99
B. Indirect Creditor Responsibility: The Stick Behind the Door
103
CONTENTS ix
С.
Direct
Creditor
Responsibility: Taxing Consumer Default to
Fund Recovery and Education
106
Questions for Discussion
109
Index 111
|
| adam_txt |
Contents
Preface
and Bibliographic Note
xi
Chapter
1
Laying the Groundwork: Comparing the Comparable?
3
A. Introduction
3
B. Identifying the Problem to Compare Solutions
6
C. The Diverse Paths to and Destinations of Legislative Intervention
9
D. A Concluding Note on Locating Laws for Comparison
13
Questions for Discussion
16
Chapter
2
Comparative Analysis of the Whole System: Out-of-Court
Debt Restructuring in the United States and Europe
19
A. "Credit Counseling" in the United States: Renegotiation Instead
of Bankruptcy
21
1.
Counseling and Negotiation: Two Sides of One Coin
21
2.
Financial Challenges for the U.S. Counseling Industry
22
3.
Goals of Counseling—Is the U.S. Different?
24
B. Renegotiation as the Origin and Consistent Center of the
Romanistic Systems
26
1.
France
27
a. The Commissions
de Surendettement des Particuliers
27
b.
The Fragile Balance of Payment Plan
Succes
29
c.
Consistently High Rates of Accepted Plans
32
2.
Luxembourg: Another Successful Mediation Model
33
3.
Belgium: Three Cheers for Mediation!
37
C. Credit Counseling and Mediation in Decline in the Germanic
Systems
39
1.
Germany (and Austria): Administrative Delays and Mixed
Results
39
viii CONTENTS
2.
The Netherlands: Consensual Renegotiation in Disappointing
Decline
42
3.
Sweden: Throwing in the Towel
44
Questions for Discussion
49
Chapter
3
Comparing the Formal Coercive Relief Systems Over
Time and Space
51
A. Consumer Bankruptcy in the United States:
1898, 1979, 2005 52
1.
Bankruptcy Act of
1898 52
2.
Bankruptcy Code of
1978 54
3.
From "Substantial Abuse" in
1984
to "Means Testing" in
2005 55
a. Means Testing Stage One: Median Income Threshold
57
b. Means Testing Stage Two:
1RS
Budgetary Guidelines
58
4.
Conclusion: A Baseline Evaluation of Current U.S. Consumer
Bankruptcy Law
62
B. Minimal but Increasing Intrusion by the Courts in the
Romanistic Systems
62
1.
France: From "Ordinary" Recommendation to Coercive
"Personal Recovery"
63
a. "Ordinary" Forced Renegotiation
63
b. "Extraordinary"
Moratoria
and Partial Forced Discharge
64
с
"Personal Recovery": Toward a U.S.-Style System
67
2.
Belgium
&
Luxembourg: Eroding Legislative Resistance to
Discharge
70
a. No-Discharge and Capital-Discharge Plans in Belgium
70
b. Only Ordinary Plans in Luxembourg
—
and State-
Sponsored Creditor Welfare
72
с
Payment Demands, Exempt Income, and Human Dignity
75
С
Evolution Toward Kinder, Gentler Germanic Systems
77
1.
Germany
77
2.
Austria
81
3.
The Netherlands
84
4.
A Brief Comparative Note on England and Wales
88
5.
Sweden
89
Questions for Discussion
96
Chapter
4
Concluding Comparative Observations
99
A. Rising Filing Rates in Comparative Perspective
99
B. Indirect Creditor Responsibility: The Stick Behind the Door
103
CONTENTS ix
С.
Direct
Creditor
Responsibility: Taxing Consumer Default to
Fund Recovery and Education
106
Questions for Discussion
109
Index 111 |
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| index_date | 2024-07-02T19:45:10Z |
| indexdate | 2024-07-09T21:11:04Z |
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| language | English |
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| physical | XIII, 114 S. 23 cm |
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| spelling | Kilborn, Jason J. Verfasser aut Comparative consumer bankruptcy Jason J. Kilborn Durham, N.C. Carolina Acad. Press 2007 XIII, 114 S. 23 cm txt rdacontent n rdamedia nc rdacarrier Comparative law series Verbraucherinsolvenzverfahren swd Recht Bankruptcy Europe Consumer credit Law and legislation United States Bankruptcy United States Consumer credit Law and legislation Europe Europa swd USA swd Europa USA http://www.loc.gov/catdir/toc/ecip0716/2007016597.html Table of contents only Digitalisierung UB Regensburg application/pdf http://bvbr.bib-bvb.de:8991/F?func=service&doc_library=BVB01&local_base=BVB01&doc_number=016305002&sequence=000002&line_number=0001&func_code=DB_RECORDS&service_type=MEDIA Inhaltsverzeichnis |
| spellingShingle | Kilborn, Jason J. Comparative consumer bankruptcy Verbraucherinsolvenzverfahren swd Recht Bankruptcy Europe Consumer credit Law and legislation United States Bankruptcy United States Consumer credit Law and legislation Europe |
| title | Comparative consumer bankruptcy |
| title_auth | Comparative consumer bankruptcy |
| title_exact_search | Comparative consumer bankruptcy |
| title_exact_search_txtP | Comparative consumer bankruptcy |
| title_full | Comparative consumer bankruptcy Jason J. Kilborn |
| title_fullStr | Comparative consumer bankruptcy Jason J. Kilborn |
| title_full_unstemmed | Comparative consumer bankruptcy Jason J. Kilborn |
| title_short | Comparative consumer bankruptcy |
| title_sort | comparative consumer bankruptcy |
| topic | Verbraucherinsolvenzverfahren swd Recht Bankruptcy Europe Consumer credit Law and legislation United States Bankruptcy United States Consumer credit Law and legislation Europe |
| topic_facet | Verbraucherinsolvenzverfahren Recht Bankruptcy Europe Consumer credit Law and legislation United States Bankruptcy United States Consumer credit Law and legislation Europe Europa USA |
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