Microcredit and poverty alleviation:
Saved in:
| Main Author: | |
|---|---|
| Format: | Book |
| Language: | English |
| Published: |
Aldershot [u.a.]
Ashgate
2007
|
| Subjects: | |
| Online Access: | Table of contents only Inhaltsverzeichnis |
| Item Description: | Includes bibliographical references and index |
| Physical Description: | XV, 185 S. |
| ISBN: | 0754646807 9780754646808 |
Staff View
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| 650 | 4 | |a Microfinance | |
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Record in the Search Index
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| adam_text | Contents
List of Tables vii
List of Boxes ix
List of Appendices x
Acknowledgements xi
List of Abbreviations xiii
Glossary xvi
1 Microcredit and Poverty Alleviation: Pluses and Minuses 1
Background 1
Statement of the Problem 5
The Grameen Bank 6
Women and Microcredit: A Bangladesh Perspective 11
Studies on the Grameen Bank 13
The Significance of the Study 15
The Roadmap of the Book 16
2 The Bangladesh Economy and Poverty in Bangladesh 19
Introduction 19
Economic and Financial Structures 20
Rural Development 29
Poverty in Bangladesh 34
Comparing Bangladesh with South and East Asia 35
Women and Poverty 47
Summary and Conclusions 53
3 The Rural Financial Structure and the Grameen Bank 57
Introduction 57
The Formal Financial Sector 58
The Informal Financial Sector 64
The Rise of Microcredit Programmes 71
The Grameen Bank 80
Summary and Conclusions 90
4 Economic Impact of Grameen Microcredit 93
Introduction 93
Approach and Methodology 93
The GB s Impact on the Level of Income of its Members 101
Growth of Income: Causal Factors 105
vi Microcredit and Poverty Alleviation
Productivity 112
Substitution of Non institutional Loans with Institutional Loans
118
Financial Liberalization Theory and the GB 123
Summary and Conclusions 127
5 Poverty Alleviation Impact of Grameen Microcredit 139
Introduction 139
Alleviation of Poverty 140
Limitations of Microcredit in Alleviation of Rural Poverty 146
Sustainability of Poverty Alleviation Impact 15 8
Can the Impact on the Extreme Poor be Enhanced? 159
Realistic Policy Options 162
Grameen Phase II 163
Background of GB Phase II 163
What are the Changes? 163
Why Now Not Before? 165
Summary and Conclusions 166
Bibliography 171
Index 183
List of Tables
2.1 Key Economic Ratios and the Structure of Bangladesh
Economy, 1999 2003 25
2.2 Social Indicators of Bangladesh, 1999 2003 27
2.3 Bangladesh and South Asia: Comparisons of Selected 36
Development Indicators, 2002, or Most Recent Estimates 36
2.4 Bangladesh and East Asia: Comparisons of Selected
Development Indicators, 2002 or More Recent Estimates 37
2.5 Growth, Human Development, and Income Poverty: 38
An International Comparison, 1970 1997 38
2.6 Estimates of the Head count Index of Moderate Rural Poverty
(Percentage of the Rural Population below Poverty Line) 42
2.7 Gender based Obstacles in Microfinance and Microenterprise
Development 52
3.1 Selected Microfinance Statistics at the National Level(Taka in million) 63
3.2 Characteristics of Informal Financial Institutions 66
3.3 Characteristics of Different Financial Institutions 76
3.4 Statistics on Coverage, Savings, and Credit of GB and Three
Major MF NGOs, 2004 77
3.5 Contribution of GB to GDP of Bangladesh 1994 1996
(Taka in million) 84
4.1 Level and Structure of Household Income of GB Members and
Comparable Non participant Groups 1997 98 102
4.2 Number of Loans Taken, Average Size of Loans, and Household
Income for GB Members, 1997 98 104
4.3 Changes in Occupation of Borrowers after Joining GB, 1998 107
4.4 Changes in Agricultural Wages due to Intervention of GB. 1998 108
4.5 Changes in Working Capital after Joining GB by Type of
Borrower and Occupation, 1998 11 ]
4.6 Effect ofGB on Growth of Equity Capital. 1998 112
4.7 Distribution of Workers Employed in Different Sectors by Gender,
1998 113
4.8 Return on Investment for all Activities by Gender. 1998 114
4.9 Non institutional Credit as a Source of Working Capital. 1998 119
4.10 Amount of Loans Received from Various Sources by GB
Members and Comparable Non members in Project and Control
Villages, 1998 121
viii Microcredit and Poverty Alleviation
5.1 Proportion of Poor Population Among Participants and
Comparable Non participants 140
5.2 Expenditure on Basic Needs by GB Members and Comparable
Control Groups in Project and Control Villages, 1998 142
5.3 Borrowers Perception of Change in their Economic Position 143
5.4 Welfare Indicators of GB Female Borrowers 144
List of Boxes
3.1 Failures of Informal Rural Credit 70
3.2 Advantages of Microfinance over Informal Lenders 75
|
| adam_txt |
Contents
List of Tables vii
List of Boxes ix
List of Appendices x
Acknowledgements xi
List of Abbreviations xiii
Glossary xvi
1 Microcredit and Poverty Alleviation: Pluses and Minuses 1
Background 1
Statement of the Problem 5
The Grameen Bank 6
Women and Microcredit: A Bangladesh Perspective 11
Studies on the Grameen Bank 13
The Significance of the Study 15
The Roadmap of the Book 16
2 The Bangladesh Economy and Poverty in Bangladesh 19
Introduction 19
Economic and Financial Structures 20
Rural Development 29
Poverty in Bangladesh 34
Comparing Bangladesh with South and East Asia 35
Women and Poverty 47
Summary and Conclusions 53
3 The Rural Financial Structure and the Grameen Bank 57
Introduction 57
The Formal Financial Sector 58
The Informal Financial Sector 64
The Rise of Microcredit Programmes 71
The Grameen Bank 80
Summary and Conclusions 90
4 Economic Impact of Grameen Microcredit 93
Introduction 93
Approach and Methodology 93
The GB 's Impact on the Level of Income of its Members 101
Growth of Income: Causal Factors 105
vi Microcredit and Poverty Alleviation
Productivity 112
Substitution of Non institutional Loans with Institutional Loans
118
Financial Liberalization Theory and the GB 123
Summary and Conclusions 127
5 Poverty Alleviation Impact of Grameen Microcredit 139
Introduction 139
Alleviation of Poverty 140
Limitations of Microcredit in Alleviation of Rural Poverty 146
Sustainability of Poverty Alleviation Impact 15 8
Can the Impact on the Extreme Poor be Enhanced? 159
Realistic Policy Options 162
Grameen Phase II 163
Background of GB Phase II 163
What are the Changes? 163
Why Now Not Before? 165
Summary and Conclusions 166
Bibliography 171
Index 183
List of Tables
2.1 Key Economic Ratios and the Structure of Bangladesh
Economy, 1999 2003 25
2.2 Social Indicators of Bangladesh, 1999 2003 27
2.3 Bangladesh and South Asia: Comparisons of Selected 36
Development Indicators, 2002, or Most Recent Estimates 36
2.4 Bangladesh and East Asia: Comparisons of Selected
Development Indicators, 2002 or More Recent Estimates 37
2.5 Growth, Human Development, and Income Poverty: 38
An International Comparison, 1970 1997 38
2.6 Estimates of the Head count Index of Moderate Rural Poverty
(Percentage of the Rural Population below Poverty Line) 42
2.7 Gender based Obstacles in Microfinance and Microenterprise
Development 52
3.1 Selected Microfinance Statistics at the National Level(Taka in million) 63
3.2 Characteristics of Informal Financial Institutions 66
3.3 Characteristics of Different Financial Institutions 76
3.4 Statistics on Coverage, Savings, and Credit of GB and Three
Major MF NGOs, 2004 77
3.5 Contribution of GB to GDP of Bangladesh 1994 1996
(Taka in million) 84
4.1 Level and Structure of Household Income of GB Members and
Comparable Non participant Groups 1997 98 102
4.2 Number of Loans Taken, Average Size of Loans, and Household
Income for GB Members, 1997 98 104
4.3 Changes in Occupation of Borrowers after Joining GB, 1998 107
4.4 Changes in Agricultural Wages due to Intervention of GB. 1998 108
4.5 Changes in Working Capital after Joining GB by Type of
Borrower and Occupation, 1998 11 ]
4.6 Effect ofGB on Growth of Equity Capital. 1998 112
4.7 Distribution of Workers Employed in Different Sectors by Gender,
1998 113
4.8 Return on Investment for all Activities by Gender. 1998 114
4.9 Non institutional Credit as a Source of Working Capital. 1998 119
4.10 Amount of Loans Received from Various Sources by GB
Members and Comparable Non members in Project and Control
Villages, 1998 121
viii Microcredit and Poverty Alleviation
5.1 Proportion of Poor Population Among Participants and
Comparable Non participants 140
5.2 Expenditure on Basic Needs by GB Members and Comparable
Control Groups in Project and Control Villages, 1998 142
5.3 Borrowers'Perception of Change in their Economic Position 143
5.4 Welfare Indicators of GB Female Borrowers 144
List of Boxes
3.1 Failures of Informal Rural Credit 70
3.2 Advantages of Microfinance over Informal Lenders 75 |
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| spelling | Islam, Tazul Verfasser aut Microcredit and poverty alleviation Tazul Islam Aldershot [u.a.] Ashgate 2007 XV, 185 S. txt rdacontent n rdamedia nc rdacarrier Includes bibliographical references and index Grameen Bank Grameen Bank Dhaka (DE-588)5099739-7 gnd rswk-swf Frau Wirtschaft Microfinance Women Bangladesh Economic conditions Poverty Kleinkredit (DE-588)4164152-8 gnd rswk-swf Frau (DE-588)4018202-2 gnd rswk-swf Bangladesch (DE-588)4130903-0 gnd rswk-swf Bangladesch (DE-588)4130903-0 g Grameen Bank Dhaka (DE-588)5099739-7 b Frau (DE-588)4018202-2 s Kleinkredit (DE-588)4164152-8 s DE-604 http://www.loc.gov/catdir/toc/ecip0617/2006021131.html Table of contents only HBZ Datenaustausch application/pdf http://bvbr.bib-bvb.de:8991/F?func=service&doc_library=BVB01&local_base=BVB01&doc_number=015716501&sequence=000010&line_number=0001&func_code=DB_RECORDS&service_type=MEDIA Inhaltsverzeichnis |
| spellingShingle | Islam, Tazul Microcredit and poverty alleviation Grameen Bank Grameen Bank Dhaka (DE-588)5099739-7 gnd Frau Wirtschaft Microfinance Women Bangladesh Economic conditions Poverty Kleinkredit (DE-588)4164152-8 gnd Frau (DE-588)4018202-2 gnd |
| subject_GND | (DE-588)5099739-7 (DE-588)4164152-8 (DE-588)4018202-2 (DE-588)4130903-0 |
| title | Microcredit and poverty alleviation |
| title_auth | Microcredit and poverty alleviation |
| title_exact_search | Microcredit and poverty alleviation |
| title_exact_search_txtP | Microcredit and poverty alleviation |
| title_full | Microcredit and poverty alleviation Tazul Islam |
| title_fullStr | Microcredit and poverty alleviation Tazul Islam |
| title_full_unstemmed | Microcredit and poverty alleviation Tazul Islam |
| title_short | Microcredit and poverty alleviation |
| title_sort | microcredit and poverty alleviation |
| topic | Grameen Bank Grameen Bank Dhaka (DE-588)5099739-7 gnd Frau Wirtschaft Microfinance Women Bangladesh Economic conditions Poverty Kleinkredit (DE-588)4164152-8 gnd Frau (DE-588)4018202-2 gnd |
| topic_facet | Grameen Bank Grameen Bank Dhaka Frau Wirtschaft Microfinance Women Bangladesh Economic conditions Poverty Kleinkredit Bangladesch |
| url | http://www.loc.gov/catdir/toc/ecip0617/2006021131.html http://bvbr.bib-bvb.de:8991/F?func=service&doc_library=BVB01&local_base=BVB01&doc_number=015716501&sequence=000010&line_number=0001&func_code=DB_RECORDS&service_type=MEDIA |
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