APA (7th ed.) Citation

Hawkins, P. A. (2003). The cost, volume and allocation of consumer credit: A dti research report prepared for the Credit Law Review. Dep. of Trade and Industry South Africa.

Chicago Style (17th ed.) Citation

Hawkins, Penelope Anne. The Cost, Volume and Allocation of Consumer Credit: A Dti Research Report Prepared for the Credit Law Review. Pretoria: Dep. of Trade and Industry South Africa, 2003.

MLA (9th ed.) Citation

Hawkins, Penelope Anne. The Cost, Volume and Allocation of Consumer Credit: A Dti Research Report Prepared for the Credit Law Review. Dep. of Trade and Industry South Africa, 2003.