APA-Zitierstil (7. Ausg.)

Hawkins, P. A. (2003). The cost, volume and allocation of consumer credit: A dti research report prepared for the Credit Law Review. Dep. of Trade and Industry South Africa.

Chicago-Zitierstil (17. Ausg.)

Hawkins, Penelope Anne. The Cost, Volume and Allocation of Consumer Credit: A Dti Research Report Prepared for the Credit Law Review. Pretoria: Dep. of Trade and Industry South Africa, 2003.

MLA-Zitierstil (9. Ausg.)

Hawkins, Penelope Anne. The Cost, Volume and Allocation of Consumer Credit: A Dti Research Report Prepared for the Credit Law Review. Dep. of Trade and Industry South Africa, 2003.