APA (7th ed.) Citation

Cutler, D. M., & Zeckhauser, R. (1997). Adverse selection in health insurance.

Chicago Style (17th ed.) Citation

Cutler, David M., and Richard Zeckhauser. Adverse Selection in Health Insurance. Cambridge, Mass, 1997.

MLA (9th ed.) Citation

Cutler, David M., and Richard Zeckhauser. Adverse Selection in Health Insurance. 1997.