Modern banking in theory and practice:
Saved in:
| New Title: | Heffernan, Shelagh Modern banking |
|---|---|
| Main Author: | |
| Format: | Book |
| Language: | English |
| Published: |
Chichester [u.a.]
Wiley
1996
|
| Subjects: | |
| Online Access: | Publisher description Table of Contents Inhaltsverzeichnis |
| Physical Description: | XIV, 455 S. graph. Darst. |
| ISBN: | 0471962082 0471962090 |
Staff View
MARC
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Record in the Search Index
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| adam_text | Contents Acknowledgements xiii
Introduction and Guide to the Book 1
1 The Modern Banking Firm
Introduction 15
Why do banks exist? The traditional theory of banking 15
Banks and financial intermediation 18
The importance of the intermediary function 18
The organisational structure of a bank 21
Diversification of banking activities 23
International and multinational banking 23
Financial conglomerates 24
Non bank financial services 24
Wholesale and retail banking 24
Universal banking 27
Off balance sheet banking and securitisation 28
Will banks disappear? 29
The performance of banks 30
Stylised facts on banking 36
Conclusion 68
2 International Banking
Introduction 72
Theory of international banking 72
Definition of an international bank 72
International trade in banking services 73
The multinational bank 74
Trade in international banking services 76
The international payments system 77
The Euromarkets 79
viii Modern Banking in Theory and Practice
The interbank market 80
Multinational banking 81
Historical background 81
MNBs and wholesale banking activities 83
International banking activity by American and Japanese banks 83
Empirical studies on multinational bank activity 85
The costs and benefits of international banking 88
The performance of major international banks in the 1980s 90
Conclusion 91
3 Banking Structures Around the World
Introduction 93
Banking structures in industrialised countries 93
The British banking system 96
The US banking system 98
The banking structure in Japan 100
Structure in European banking after 1993 102
Banking structures in developing countries 108
Introduction 108
Curb markets 109
Problems with banking in developing countries 109
Banking in Indonesia: a case study in developing country
banking 110
Islamic banking 113
Banking Structures in Eastern Europe 115
Introduction 115
Socialist banking and finance 116
Banking in Hungary 118
Banking in Russia 120
Conclusion 121
4 Competitive Issues in Banking
Introduction 123
Measuring bank output 123
Introduction 123
The production approach 124
The intermediation approach 125
Productivity measures 125
Total productivity 126
Scale and scope economies 128
Empirical models of competition in banking 136
The structure conduct performance model 136
The efficient markets or relative efficiency model 137
Empirical tests of S C P and relative efficiency in banking 137
Contents jx
Contestable banking markets 140
Pricing non price characteristics in banking 142
Testing for competition using a generalised pricing model 148
Competition in the Canadian personal finance sector 157
Conclusion 160
5 Management of Risks in Banking
Introduction 163
Definitions of the risks banks face 164
Risk 164
Credit risk 165
Liquidity and funding risk 165
Settlements/payments risk 166
Interest rate risk 167
Market or price risk 167
Foreign exchange or currency risk 168
Gearing or leverage risk 168
Sovereign and political risks 169
Operating risk 169
Risks of global banking 169
Asset securitisation and risk management 170
Derivatives and risk management 172
Approaches to the management of financial risks 181
Credit risk analysis 182
Interest rate risk and asset liability management 184
Gap analysis 189
Duration analysis 191
Duration gap analysis 192
Liquidity risk and asset liability management 193
Currency risk management 193
Market risk and the VaR approach 194
Market risk and stress simulations 197
Financial innovation and risk management 197
Bank organisational structure and risk management 198
General principles of risk management in banking 198
The organisational structure of A Bank PLC 199
The sovereign debt case 202
What lessons does it teach bank managers? 202
The demand for external finance by developing nations 203
Rescheduling and debt conversion schemes 206
Lessons for bankers from the sovereign debt crisis 210
Banker judgement and sovereign risk assessment 210
The political aspects of risk analysis 213
Conclusion 215
x Modern Banking in Theory and Practice
6 Regulation of Banks
Introduction 217
Prudential regulation in the United Kingdom 220
The 1979 Banking Act (amended 1987) 222
The Bank of England and capital adequacy 223
The Bank of England and liquidity adequacy 228
Other relevant UK financial market regulations 229
Prudential regulation in the United States 232
Creation of a central bank and bank supervision 233
Deposit insurance 235
Separation of commercial and investment banking 238
Regulation of bank holding companies (BHCs) 240
Branch banking regulations 240
Regulation of foreign banks 242
Regulation of non banks and bank products 244
Prudential regulation in the European Union 245
Regulation of banks in Japan 250
International coordination of prudential regulation 251
The Basle Committee 252
The G30 report on derivatives 260
Ongoing issues related to international bank supervision 262
Conclusion 266
7 The Determinants of Bank Failure
Introduction 268
Case studies on bank failure 268
Historical overview 269
Bankhaus Herstatt 271
Franklin National Bank 271
Banco Ambrosiano 272
Continental Illinois and Penn Square 273
Johnson Matthey Bankers 274
US thrift institutions 276
US commercial bank failures 279
Bank of Credit and Commerce International 280
Barings 282
Scandinavian bank failures 288
Canadian bank failures 289
Japanese bank problems 290
Common lessons from bank failures 292
Quantifying the causes of bank failure 297
Introduction 297
The data 297
The model 300
Contents xi
Results 304
Prediction and performance 307
Conclusions 308
8 Strategic Issues for Banks
Introduction 310
The meaning of strategy 310
Strategy as it applies to banking 315
Davis 315
Herve de Carmoy 315
Kenyon and Mathur 316
MBA studies of bank strategies 317
What makes an excellent bank? 319
The excellent banks in 1984 320
The excellent banks in 1988 and 1992 322
Conclusion: management challenges in banking 326
9 Case Studies
Introduction 329
1 Goldman Sachs and Lehman Brothers 330
2 American Express 337
3 Sakura Bank 345
4 Nomura Securities Limited 352
5 The Privatisation of Bancomer 360
6 The Kidder Peabody Group 367
7 Continental Illinois Bank and Trust Company 374
8 Credit Lyonnais 387
9 Schweizer Universal Bank 406
10 Banker s Trust 416
References and Bibliography 429
Index 447
|
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| discipline | Wirtschaftswissenschaften |
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| language | English |
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| spelling | Heffernan, Shelagh A. 1956- Verfasser (DE-588)170090345 aut Modern banking in theory and practice Shelagh Heffernan Chichester [u.a.] Wiley 1996 XIV, 455 S. graph. Darst. txt rdacontent n rdamedia nc rdacarrier Banken (financiële instellingen) gtt Bankwezen gtt Bank Banks and banking Bankbetriebslehre (DE-588)4129045-8 gnd rswk-swf Bank (DE-588)4004436-1 gnd rswk-swf Management (DE-588)4037278-9 gnd rswk-swf Bankbetriebslehre (DE-588)4129045-8 s DE-188 Bank (DE-588)4004436-1 s Management (DE-588)4037278-9 s Später u.d.T. Heffernan, Shelagh Modern banking (DE-604)BV011469419 http://www.loc.gov/catdir/description/wiley034/95044830.html Publisher description http://www.loc.gov/catdir/toc/onix05/95044830.html Table of Contents HBZ Datenaustausch application/pdf http://bvbr.bib-bvb.de:8991/F?func=service&doc_library=BVB01&local_base=BVB01&doc_number=007716376&sequence=000002&line_number=0001&func_code=DB_RECORDS&service_type=MEDIA Inhaltsverzeichnis |
| spellingShingle | Heffernan, Shelagh A. 1956- Modern banking in theory and practice Banken (financiële instellingen) gtt Bankwezen gtt Bank Banks and banking Bankbetriebslehre (DE-588)4129045-8 gnd Bank (DE-588)4004436-1 gnd Management (DE-588)4037278-9 gnd |
| subject_GND | (DE-588)4129045-8 (DE-588)4004436-1 (DE-588)4037278-9 |
| title | Modern banking in theory and practice |
| title_auth | Modern banking in theory and practice |
| title_exact_search | Modern banking in theory and practice |
| title_full | Modern banking in theory and practice Shelagh Heffernan |
| title_fullStr | Modern banking in theory and practice Shelagh Heffernan |
| title_full_unstemmed | Modern banking in theory and practice Shelagh Heffernan |
| title_new | Heffernan, Shelagh Modern banking |
| title_short | Modern banking in theory and practice |
| title_sort | modern banking in theory and practice |
| topic | Banken (financiële instellingen) gtt Bankwezen gtt Bank Banks and banking Bankbetriebslehre (DE-588)4129045-8 gnd Bank (DE-588)4004436-1 gnd Management (DE-588)4037278-9 gnd |
| topic_facet | Banken (financiële instellingen) Bankwezen Bank Banks and banking Bankbetriebslehre Management |
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