Credit control in boom and recession:
Saved in:
| Main Author: | |
|---|---|
| Format: | Book |
| Language: | English |
| Published: |
Basingstoke u.a.
Macmillan u.a.
1994
|
| Edition: | 1. publ. |
| Subjects: | |
| Online Access: | Inhaltsverzeichnis |
| Physical Description: | IX, 246 S. |
| ISBN: | 0333586670 0312106424 |
Staff View
MARC
| LEADER | 00000nam a2200000 c 4500 | ||
|---|---|---|---|
| 001 | BV009841244 | ||
| 003 | DE-604 | ||
| 005 | 00000000000000.0 | ||
| 007 | t | ||
| 008 | 941012s1994 |||| 00||| eng d | ||
| 020 | |a 0333586670 |9 0-333-58667-0 | ||
| 020 | |a 0312106424 |9 0-312-10642-4 | ||
| 035 | |a (OCoLC)59907881 | ||
| 035 | |a (DE-599)BVBBV009841244 | ||
| 040 | |a DE-604 |b ger |e rakddb | ||
| 041 | 0 | |a eng | |
| 049 | |a DE-12 |a DE-703 |a DE-188 | ||
| 082 | 0 | |a 658.883 |2 20 | |
| 084 | |a QK 900 |0 (DE-625)141685: |2 rvk | ||
| 100 | 1 | |a Donaldson, Thomas H. |e Verfasser |4 aut | |
| 245 | 1 | 0 | |a Credit control in boom and recession |c T. H. Donaldson |
| 250 | |a 1. publ. | ||
| 264 | 1 | |a Basingstoke u.a. |b Macmillan u.a. |c 1994 | |
| 300 | |a IX, 246 S. | ||
| 336 | |b txt |2 rdacontent | ||
| 337 | |b n |2 rdamedia | ||
| 338 | |b nc |2 rdacarrier | ||
| 650 | 0 | 7 | |a Konjunkturphase |0 (DE-588)4200324-6 |2 gnd |9 rswk-swf |
| 650 | 0 | 7 | |a Kreditpolitik |0 (DE-588)4032941-0 |2 gnd |9 rswk-swf |
| 650 | 0 | 7 | |a Kreditkontrolle |0 (DE-588)4120617-4 |2 gnd |9 rswk-swf |
| 689 | 0 | 0 | |a Kreditkontrolle |0 (DE-588)4120617-4 |D s |
| 689 | 0 | |5 DE-604 | |
| 689 | 1 | 0 | |a Konjunkturphase |0 (DE-588)4200324-6 |D s |
| 689 | 1 | 1 | |a Kreditpolitik |0 (DE-588)4032941-0 |D s |
| 689 | 1 | |5 DE-604 | |
| 856 | 4 | 2 | |m HBZ Datenaustausch |q application/pdf |u http://bvbr.bib-bvb.de:8991/F?func=service&doc_library=BVB01&local_base=BVB01&doc_number=006516369&sequence=000002&line_number=0001&func_code=DB_RECORDS&service_type=MEDIA |3 Inhaltsverzeichnis |
| 999 | |a oai:aleph.bib-bvb.de:BVB01-006516369 | ||
Record in the Search Index
| _version_ | 1804124198071697408 |
|---|---|
| adam_text | Contents
1 Introduction 1
Credit Control/Strategy: a Subject for Recession Only? 1
Credit/Lending: Part of a Greater Whole 2
Credit Control Defined in its Different Aspects 3
Management Attitudes and Culture Rule All 8
Credit Control Covers More than Just Lending 9
PART I ANALYSIS, PRESENTATION AND THE DECISION
2 Analysis 13
The Type of Analysis 13
Who Does the Analysis? 26
3 Presentation 36
Distinguish Between Presentation and Analysis 36
Combine the Two, or Separate Them? 37
Standard Format, or Presenter s Choice? 41
4 Who Makes the Decision? 46
Introduction 46
Assessing the Advantages and Disadvantages 46
Fitting the Authority to the Bank 54
Summary and Comment 60
5 Putting the Parts into a Coherent Whole 64
Introductory Comment 64
Some Permanent Dos and Don ts 64
Fitting Training to the Structure 68
Putting the Parts Together 7()
Some Specific Features to Consider 74
6 Credit in Treasury and Capital Market Products 77
Introduction 77
What Should Treasury Credit Cover? 79
Some Other Features 83
vii
viii Contents
PART II MONITORING
7 Monitoring Each Loan 91
Introductory Comment 91
The Structure of Monitoring 91
Fitting in with Other Responsibilities 99
Justifying the Cost 101
8 Monitoring the Portfolio 103
The Overall Approach 103
The Overall Quality of the Portfolio 103
Different Forms of Concentration 109
Monitoring the Level of Problem Loans 113
9 Monitoring Treasury Products 115
Definition 115
Establishing a Basis for Comparison 115
Setting Limits and Keeping within Them 119
Statistical, Trader s Approach, or Realistic? 122
Getting Market Knowledge to the Credit Specialist 124
PART III STRUCTURE AND DOCUMENTATION
10 The Structure of the Facility 127
Introductory Comment 127
Key Features of a Facility 127
Protection within the Structure 134
11 Documentation 146
For Lending 146
Specific Items 148
Documentation for Swaps and Other Instruments 156
Third Party Documentation 158
PART IV DAMAGE LIMITATION
12 Managing the Internal Process 161
Recognising the Problem 161
Deciding Who Should Follow Problems 162
Policy of No Surprises 168
Contents ix
13 Dealing with the Borrower or Counterparty 174
Introduction 174
Managing the Management 174
The Nature of the Problem 179
14 Dealing with Other Banks 189
Deciding the Roles 189
If You Want to Take the Lead 193
Outside the Committee What Role is There? 197
Views Required Whether Passive or Active 201
PART V THE OTHER FACTORS
15 Training 207
The Essence of Credit Training 207
The Recipients of Credit Training 207
16 Credit and Marketing 216
Should be Linked 216
17 Computers and Credit 223
The Role of Computers 223
Control of Usage 223
Monitoring 224
The Dangers of the Computer 228
18 Pricing and Return on Equity 231
Pricing as a Defence against Bad Decisions 231
Different Ways of Assessing Capital and Returns 235
Index 242
|
| any_adam_object | 1 |
| author | Donaldson, Thomas H. |
| author_facet | Donaldson, Thomas H. |
| author_role | aut |
| author_sort | Donaldson, Thomas H. |
| author_variant | t h d th thd |
| building | Verbundindex |
| bvnumber | BV009841244 |
| classification_rvk | QK 900 |
| ctrlnum | (OCoLC)59907881 (DE-599)BVBBV009841244 |
| dewey-full | 658.883 |
| dewey-hundreds | 600 - Technology (Applied sciences) |
| dewey-ones | 658 - General management |
| dewey-raw | 658.883 |
| dewey-search | 658.883 |
| dewey-sort | 3658.883 |
| dewey-tens | 650 - Management and auxiliary services |
| discipline | Wirtschaftswissenschaften |
| edition | 1. publ. |
| format | Book |
| fullrecord | <?xml version="1.0" encoding="UTF-8"?><collection xmlns="http://www.loc.gov/MARC21/slim"><record><leader>01508nam a2200409 c 4500</leader><controlfield tag="001">BV009841244</controlfield><controlfield tag="003">DE-604</controlfield><controlfield tag="005">00000000000000.0</controlfield><controlfield tag="007">t</controlfield><controlfield tag="008">941012s1994 |||| 00||| eng d</controlfield><datafield tag="020" ind1=" " ind2=" "><subfield code="a">0333586670</subfield><subfield code="9">0-333-58667-0</subfield></datafield><datafield tag="020" ind1=" " ind2=" "><subfield code="a">0312106424</subfield><subfield code="9">0-312-10642-4</subfield></datafield><datafield tag="035" ind1=" " ind2=" "><subfield code="a">(OCoLC)59907881</subfield></datafield><datafield tag="035" ind1=" " ind2=" "><subfield code="a">(DE-599)BVBBV009841244</subfield></datafield><datafield tag="040" ind1=" " ind2=" "><subfield code="a">DE-604</subfield><subfield code="b">ger</subfield><subfield code="e">rakddb</subfield></datafield><datafield tag="041" ind1="0" ind2=" "><subfield code="a">eng</subfield></datafield><datafield tag="049" ind1=" " ind2=" "><subfield code="a">DE-12</subfield><subfield code="a">DE-703</subfield><subfield code="a">DE-188</subfield></datafield><datafield tag="082" ind1="0" ind2=" "><subfield code="a">658.883</subfield><subfield code="2">20</subfield></datafield><datafield tag="084" ind1=" " ind2=" "><subfield code="a">QK 900</subfield><subfield code="0">(DE-625)141685:</subfield><subfield code="2">rvk</subfield></datafield><datafield tag="100" ind1="1" ind2=" "><subfield code="a">Donaldson, Thomas H.</subfield><subfield code="e">Verfasser</subfield><subfield code="4">aut</subfield></datafield><datafield tag="245" ind1="1" ind2="0"><subfield code="a">Credit control in boom and recession</subfield><subfield code="c">T. H. Donaldson</subfield></datafield><datafield tag="250" ind1=" " ind2=" "><subfield code="a">1. publ.</subfield></datafield><datafield tag="264" ind1=" " ind2="1"><subfield code="a">Basingstoke u.a.</subfield><subfield code="b">Macmillan u.a.</subfield><subfield code="c">1994</subfield></datafield><datafield tag="300" ind1=" " ind2=" "><subfield code="a">IX, 246 S.</subfield></datafield><datafield tag="336" ind1=" " ind2=" "><subfield code="b">txt</subfield><subfield code="2">rdacontent</subfield></datafield><datafield tag="337" ind1=" " ind2=" "><subfield code="b">n</subfield><subfield code="2">rdamedia</subfield></datafield><datafield tag="338" ind1=" " ind2=" "><subfield code="b">nc</subfield><subfield code="2">rdacarrier</subfield></datafield><datafield tag="650" ind1="0" ind2="7"><subfield code="a">Konjunkturphase</subfield><subfield code="0">(DE-588)4200324-6</subfield><subfield code="2">gnd</subfield><subfield code="9">rswk-swf</subfield></datafield><datafield tag="650" ind1="0" ind2="7"><subfield code="a">Kreditpolitik</subfield><subfield code="0">(DE-588)4032941-0</subfield><subfield code="2">gnd</subfield><subfield code="9">rswk-swf</subfield></datafield><datafield tag="650" ind1="0" ind2="7"><subfield code="a">Kreditkontrolle</subfield><subfield code="0">(DE-588)4120617-4</subfield><subfield code="2">gnd</subfield><subfield code="9">rswk-swf</subfield></datafield><datafield tag="689" ind1="0" ind2="0"><subfield code="a">Kreditkontrolle</subfield><subfield code="0">(DE-588)4120617-4</subfield><subfield code="D">s</subfield></datafield><datafield tag="689" ind1="0" ind2=" "><subfield code="5">DE-604</subfield></datafield><datafield tag="689" ind1="1" ind2="0"><subfield code="a">Konjunkturphase</subfield><subfield code="0">(DE-588)4200324-6</subfield><subfield code="D">s</subfield></datafield><datafield tag="689" ind1="1" ind2="1"><subfield code="a">Kreditpolitik</subfield><subfield code="0">(DE-588)4032941-0</subfield><subfield code="D">s</subfield></datafield><datafield tag="689" ind1="1" ind2=" "><subfield code="5">DE-604</subfield></datafield><datafield tag="856" ind1="4" ind2="2"><subfield code="m">HBZ Datenaustausch</subfield><subfield code="q">application/pdf</subfield><subfield code="u">http://bvbr.bib-bvb.de:8991/F?func=service&doc_library=BVB01&local_base=BVB01&doc_number=006516369&sequence=000002&line_number=0001&func_code=DB_RECORDS&service_type=MEDIA</subfield><subfield code="3">Inhaltsverzeichnis</subfield></datafield><datafield tag="999" ind1=" " ind2=" "><subfield code="a">oai:aleph.bib-bvb.de:BVB01-006516369</subfield></datafield></record></collection> |
| id | DE-604.BV009841244 |
| illustrated | Not Illustrated |
| indexdate | 2024-07-09T17:41:51Z |
| institution | BVB |
| isbn | 0333586670 0312106424 |
| language | English |
| oai_aleph_id | oai:aleph.bib-bvb.de:BVB01-006516369 |
| oclc_num | 59907881 |
| open_access_boolean | |
| owner | DE-12 DE-703 DE-188 |
| owner_facet | DE-12 DE-703 DE-188 |
| physical | IX, 246 S. |
| publishDate | 1994 |
| publishDateSearch | 1994 |
| publishDateSort | 1994 |
| publisher | Macmillan u.a. |
| record_format | marc |
| spelling | Donaldson, Thomas H. Verfasser aut Credit control in boom and recession T. H. Donaldson 1. publ. Basingstoke u.a. Macmillan u.a. 1994 IX, 246 S. txt rdacontent n rdamedia nc rdacarrier Konjunkturphase (DE-588)4200324-6 gnd rswk-swf Kreditpolitik (DE-588)4032941-0 gnd rswk-swf Kreditkontrolle (DE-588)4120617-4 gnd rswk-swf Kreditkontrolle (DE-588)4120617-4 s DE-604 Konjunkturphase (DE-588)4200324-6 s Kreditpolitik (DE-588)4032941-0 s HBZ Datenaustausch application/pdf http://bvbr.bib-bvb.de:8991/F?func=service&doc_library=BVB01&local_base=BVB01&doc_number=006516369&sequence=000002&line_number=0001&func_code=DB_RECORDS&service_type=MEDIA Inhaltsverzeichnis |
| spellingShingle | Donaldson, Thomas H. Credit control in boom and recession Konjunkturphase (DE-588)4200324-6 gnd Kreditpolitik (DE-588)4032941-0 gnd Kreditkontrolle (DE-588)4120617-4 gnd |
| subject_GND | (DE-588)4200324-6 (DE-588)4032941-0 (DE-588)4120617-4 |
| title | Credit control in boom and recession |
| title_auth | Credit control in boom and recession |
| title_exact_search | Credit control in boom and recession |
| title_full | Credit control in boom and recession T. H. Donaldson |
| title_fullStr | Credit control in boom and recession T. H. Donaldson |
| title_full_unstemmed | Credit control in boom and recession T. H. Donaldson |
| title_short | Credit control in boom and recession |
| title_sort | credit control in boom and recession |
| topic | Konjunkturphase (DE-588)4200324-6 gnd Kreditpolitik (DE-588)4032941-0 gnd Kreditkontrolle (DE-588)4120617-4 gnd |
| topic_facet | Konjunkturphase Kreditpolitik Kreditkontrolle |
| url | http://bvbr.bib-bvb.de:8991/F?func=service&doc_library=BVB01&local_base=BVB01&doc_number=006516369&sequence=000002&line_number=0001&func_code=DB_RECORDS&service_type=MEDIA |
| work_keys_str_mv | AT donaldsonthomash creditcontrolinboomandrecession |