APA (7th ed.) Citation

Williams, C. A., & Heins, R. M. (1989). Risk management and insurance (6. ed.). McGraw-Hill.

Chicago Style (17th ed.) Citation

Williams, Chester Arthur, and Richard M. Heins. Risk Management and Insurance. 6. ed. New York u.a: McGraw-Hill, 1989.

MLA (9th ed.) Citation

Williams, Chester Arthur, and Richard M. Heins. Risk Management and Insurance. 6. ed. McGraw-Hill, 1989.