Predatory lending and the destruction of the African-American dream:
Since the Great Recession of 2008, the racial wealth gap between black and white Americans has continued to widen. In Predatory Lending and the Destruction of the African-American Dream, Janis Sarra and Cheryl Wade detail the reasons for this failure by analyzing the economic exploitation of African...
Gespeichert in:
| Hauptverfasser: | , |
|---|---|
| Format: | Elektronisch E-Book |
| Sprache: | English |
| Veröffentlicht: |
Cambridge, United Kingdom ; New York, USA ; Port Melbourne, Australia ; New Delhi, India ; Singapore
Cambridge University Press
2020
|
| Schlagworte: | |
| Online-Zugang: | BSB01 FUBA1 UBG01 Volltext Cambridge University Press |
| Zusammenfassung: | Since the Great Recession of 2008, the racial wealth gap between black and white Americans has continued to widen. In Predatory Lending and the Destruction of the African-American Dream, Janis Sarra and Cheryl Wade detail the reasons for this failure by analyzing the economic exploitation of African Americans, with a focus on predatory practices in the home mortgage context. They also examine the failure of reform and litigation efforts ostensibly aimed at addressing this form of racial discrimination. This research, augmented by first-hand narratives, provides invaluable insight into the racial wealth gap by vividly illustrating the predation that targets African-American consumers and examining the intentionally obfuscating settlement terms of cases brought by the U.S. Department of Justice, states attorneys, and municipalities. The authors conclude by offering structural, systemic changes to address predatory practices. This important work should be read by anyone seeking to understand racial inequality in the United States |
| Beschreibung: | 1 Online-Ressource (xvi, 309 Seiten) Illustrationen |
| ISBN: | 9781108865715 |
| DOI: | 10.1017/9781108865715 |
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| 520 | 3 | |a Since the Great Recession of 2008, the racial wealth gap between black and white Americans has continued to widen. In Predatory Lending and the Destruction of the African-American Dream, Janis Sarra and Cheryl Wade detail the reasons for this failure by analyzing the economic exploitation of African Americans, with a focus on predatory practices in the home mortgage context. They also examine the failure of reform and litigation efforts ostensibly aimed at addressing this form of racial discrimination. This research, augmented by first-hand narratives, provides invaluable insight into the racial wealth gap by vividly illustrating the predation that targets African-American consumers and examining the intentionally obfuscating settlement terms of cases brought by the U.S. Department of Justice, states attorneys, and municipalities. The authors conclude by offering structural, systemic changes to address predatory practices. This important work should be read by anyone seeking to understand racial inequality in the United States | |
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| indexdate | 2024-07-10T08:54:34Z |
| institution | BVB |
| isbn | 9781108865715 |
| language | English |
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| spelling | Sarra, Janis Pearl 1954- Verfasser (DE-588)173744524 aut Predatory lending and the destruction of the African-American dream Janis Sarra (Professor of law, the university of British Columbia, Peter A. Allard school of law), Cheryl L. Wade (Harold F. McNiece professor of law, St John’s University school of law) Cambridge, United Kingdom ; New York, USA ; Port Melbourne, Australia ; New Delhi, India ; Singapore Cambridge University Press 2020 1 Online-Ressource (xvi, 309 Seiten) Illustrationen txt rdacontent c rdamedia cr rdacarrier Since the Great Recession of 2008, the racial wealth gap between black and white Americans has continued to widen. In Predatory Lending and the Destruction of the African-American Dream, Janis Sarra and Cheryl Wade detail the reasons for this failure by analyzing the economic exploitation of African Americans, with a focus on predatory practices in the home mortgage context. They also examine the failure of reform and litigation efforts ostensibly aimed at addressing this form of racial discrimination. This research, augmented by first-hand narratives, provides invaluable insight into the racial wealth gap by vividly illustrating the predation that targets African-American consumers and examining the intentionally obfuscating settlement terms of cases brought by the U.S. Department of Justice, states attorneys, and municipalities. The authors conclude by offering structural, systemic changes to address predatory practices. This important work should be read by anyone seeking to understand racial inequality in the United States Discrimination in mortgage loans / United States Predatory lending / United States African Americans / Economic conditions Electronic books Wade, Cheryl L. 1956- Verfasser (DE-588)1214723446 aut Erscheint auch als Druck-Ausgabe, Hardcover 978-1-108-49606-3 Erscheint auch als Druck-Ausgabe, Paperback 978-1-108-81158-3 https://doi.org/10.1017/9781108865715 Verlag URL des Erstveröffentlichers Volltext https://doi.org/10.1017/9781108865715 Verlag URL des Erstveröffentlichers Cambridge University Press |
| spellingShingle | Sarra, Janis Pearl 1954- Wade, Cheryl L. 1956- Predatory lending and the destruction of the African-American dream |
| title | Predatory lending and the destruction of the African-American dream |
| title_auth | Predatory lending and the destruction of the African-American dream |
| title_exact_search | Predatory lending and the destruction of the African-American dream |
| title_exact_search_txtP | Predatory lending and the destruction of the African-American dream |
| title_full | Predatory lending and the destruction of the African-American dream Janis Sarra (Professor of law, the university of British Columbia, Peter A. Allard school of law), Cheryl L. Wade (Harold F. McNiece professor of law, St John’s University school of law) |
| title_fullStr | Predatory lending and the destruction of the African-American dream Janis Sarra (Professor of law, the university of British Columbia, Peter A. Allard school of law), Cheryl L. Wade (Harold F. McNiece professor of law, St John’s University school of law) |
| title_full_unstemmed | Predatory lending and the destruction of the African-American dream Janis Sarra (Professor of law, the university of British Columbia, Peter A. Allard school of law), Cheryl L. Wade (Harold F. McNiece professor of law, St John’s University school of law) |
| title_short | Predatory lending and the destruction of the African-American dream |
| title_sort | predatory lending and the destruction of the african american dream |
| url | https://doi.org/10.1017/9781108865715 |
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