Business and investment strategies of micro enterprises in disaster affected areas of Gujarat, India:
Gespeichert in:
| 1. Verfasser: | |
|---|---|
| Format: | Abschlussarbeit Buch |
| Sprache: | English |
| Veröffentlicht: |
Basel
Univ. of Basel, Dep. of Geography, Urban and Regional Studies
2011
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| Schriftenreihe: | Basel development studies
3 |
| Schlagworte: | |
| Online-Zugang: | Inhaltsverzeichnis |
| Beschreibung: | XI, 364 S. zahlr. Ill., graph. Darst., Kt. |
| ISBN: | 9783796528033 |
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| adam_text | Titel: Business and investment strategies of micro enterprises in disaster affected areas of Gujarat, India
Autor: Sliwa, Nadezhda
Jahr: 2011
Table of Contents
Acknowledgements....................................................................................................VI
Executive Summary................................................................................................VIII
Acronyms.....................................................................................................................XI
Part I - Introduction and conceptualization
1 Introduction - micro enterprises in India:
problems and potentials......................................................................................3
1.1 Background........................................................................................................3
1.2 Objective of the study........................................................................................5
1.3 Relevance of the approach and the study............................................................ 7
1.4 Methodology and data....................................................................................... 8
1.5 Case studies.......................................................................................................9
1.6 Structure of the study........................................................................................10
2 Conceptual and policy framework...............................................................15
2.1 The perspective taken in this study.................................................................. 16
2.1.1 General assumptions................................................................................. 16
2.1.2 Social capital theory and perspectives taken in the study........................18
2.2 The concern with micro enterprises and the organization of
the informal sector...........................................................................................20
2.2.1 Organizing the informal sector............................................................... 23
2.2.2 Categories of the poor and borrowing as a factor of poverty.................. 23
2.2.3 Institution building for the micro enterprise sector -
ministries and financial institutions.........................................................24
2.3 Income Generation Activities vs. microfinance...............................................29
2.4 Five components of poverty alleviation...........................................................31
2.5 The concept of Self-Help Groups (SHGs): Savings first - credit later! .......35
2.6 Government assistance for Self-Help Groups - the implementation...............41
2.6.1 Support of Self-Help Groups at state level (Gujarat)..............................41
2.6.2 Support of Self-Help Groups at national level.........................................42
2.6.3 Support of Self-Help Groups by NABARD.............................................43
3 Study areas in the State of Gujarat...............................................................45
3.1 Geographical characteristics............................................................................46
3.2 Disaster impact................................................................................................49
3.3 Relevant economic, social and political aspects..............................................54
3.3.1 Economic aspects....................................................................................54
Table of Contenis
3.3.2 Social aspects........................................................................................... 59
3.3.3 Political aspects.......................................................................................61
3.4 The Districts of Ahmedabad, Kutch, Patan and Sabar Kantha........................ 64
3.4.1 Ahmedabad...............................................................................................64
3.4.2 Kutch.......................................................................................................72
3.4.3 Patan......................................................................................................... 74
3.4.4 Sabar Kantha...........................................................................................78
3.5 Institutions for self help: NGOs in Gujarat......................................................83
3.6 SETU, SEWA and Aware Foundation.............................................................85
3.7 CCISB - Chamber of Commerce for Industry and Small Businesses.............86
Part II - Operationalization: qualitative and quantitative research
4 Qualitative analyses - case studies of micro entrepreneurs...................93
4.1 District of Ahmedabad - riot affected urban communities..............................95
4.1.1 Hindu micro entrepreneurs in Gomtipur,
Ahmdedabad - CCISB members..............................................................95
4.1.2 Muslim micro entrepreneurs in Behrampura,
Ahmedabad - CCISB members................................................................98
4.1.3 Hindu micro entrepreneurs in Behrampura,
Ahmedabad - non-members of CCISB...................................................103
4.2 District of Kutch - earthquake and flood affected communities
of the City of Bhuj......................................................................................... 106
4.2.1 Hindu micro entrepreneur in Ashapuranagar,
Bhuj - CCISB member...........................................................................106
4.2.2 Muslim/Hindu micro entrepreneur in Ashapuranagar,
Bhuj - CCISB member..........................................................................110
4.2.3 Hindu micro entrepreneur in Ashapuranagar,
Bhuj - non-member...............................................................................112
4.3 District of Patan - flood and drought affected rural communities................. 114
4.3.1 Muslim micro entrepreneur in the village of Shergadh,
Patan - CCISB member..........................................................................114
4.3.2 Hindu micro entrepreneur in Najupura, Patan - non-member...............118
4.4 District of Sabar Kantha - riot affected communities of the
City of Modasa............................................................................................... 122
4.4.1 Muslim micro entrepreneur in Rashidabad,
Modasa - CCISB member...................................................................... 122
4.4.2 Muslim micro entrepreneur in Rashidabad,
Modasa - non-member..........................................................................125
4.5 Main findings................................................................................................. 128
5 Data and methodology for the quantitative analysis..............................131
5.1 Focus of the survey........................................................................................132
5.2 Survey instruments........................................................................................ 133
5.2.1 Structure of the questionnaires..............................................................133
Table of Contents
5.2.2 Conceptualization of the questions........................................................ 133
5.3 Sample size.................................................................................................... 139
5.4 Data collection............................................................................................... 141
5.5 Expert interviews........................................................................................... 141
5.6 Evaluation - difficulties of the study............................................................. 144
The structure of the micro enterprises studied........................................ 147
6.1 Structure of the sample.................................................................................... 149
6.1.1 Overview of main interviewee characteristics....................................... 149
6.1.2 Information on households of micro entrepreneurs............................... 151
6.2 Business characteristics................................................................................... 156
6.2.1 Business types....................................................................................... 156
6.2.2 Ownership of business............................................................................ 160
6.2.3 Business mobility.................................................................................. 163
6.2.4 Business expansion................................................................................. 164
6.2.5 Contributors to the business................................................................... 166
6.2.6 Peak seasons.......................................................................................... 168
6.3 CCISB membership and benefits.................................................................... 170
6.3.1 CCISB membership and information, reasons for joining it................. 170
6.3.2 Advantages of CCISB............................................................................. 173
6.3.3 Disadvantages of CCISB....................................................................... 175
6.3.4 Relationship with other CCISB members............................................. 178
Management of sales, purchases, income, credit/loans,
investments and savings..................................................................................181
7.1 Supply and sales practices............................................................................... 183
7.1.1 Supply chains.......................................................................................... 183
7.1.2 Dependency on one supplier.................................................................. 184
7.1.3 Reasons for purchasing from one supplier............................................ 186
7.1.4 Supply and sales location...................................................................... 188
7.1.5 Purchasing from wholesalers or intermediaries..................................... 189
7.2 Purchasing practices........................................................................................ 191
7.2.1 Cash purchases........................................................................................ 191
7.2.2 Share of cash purchases.......................................................................... 195
7.2.3 Benefits from purchasing in cash........................................................... 198
7.3 Cash/credit/money circulation.........................................................................201
7.3.1 Sources of credit....................................................................................202
7.3.2 Conditions of credit...............................................................................206
7.3.3 Increase of credit...................................................................................209
7.4 Income, profits and savings........................................................................... 211
7.4.1 Income.................................................................................................. 211
7.4.2 Profits...................................................................................................... 215
7.4.3 Savings..................................................................................................218
7.5 Loans, investments and increases of profit......................................................220
7.5.1 Loans.....................................................................................................220
7.5.2 Loan amounts........................................................................................224
Table of Contents
7.5.3 Loan investments....................................................................................225
7.5.4 Increase of profit because of the loan....................................................227
7.5.5 Revolving Fund.....................................................................................229
7.5.6 Investments made with the Revolving Fund......................................... 231
7.5.7 Increase of profit because of CCISB s Revolving Fund........................232
7.6 Bridging social and financial capital- own observations..............................233
Selected factors of business success.............................................................235
8.1 Strength of/threats to the business...................................................................236
8.2 Unique selling propositions (USPs)................................................................238
8.3 Expenses for/investments in quality of life....................................................240
8.4 Factors of business and personal success.......................................................246
8.5 Disaster impact and disaster risk reduction.....................................................252
8.6 Views on CCISB - how micro entrepreneurs evaluate the work
of CCISB........................................................................................................255
8.7 Conclusion - main findings.............................................................................256
Business and investment strategies of unorganized micro
entrepreneurs...................................................................................................259
9.1 Comparability of groups - overview of sample and household
information.....................................................................................................260
9.2 Lack of assistance and poverty of the control group......................................263
9.3 Business characteristics...................................................................................265
9.4 Supply and sales practices...............................................................................270
9.5 Cash/credit/money circulation.........................................................................275
9.5.1 Sources of credit.....................................................................................275
9.5.2 Conditions of credit...............................................................................277
9.5.3 Income, profit and savings......................................................................279
9.5.4 Loans, investments and increase of profit.............................................. 283
9.6 Strength of/threats to the business...................................................................287
9.6.1 BPL card and insurance..........................................................................287
9.6.2 Unique selling propositions....................................................................288
9.6.3 Expenses for/investments in quality of life............................................290
9.6.4 Business and personal success................................................................293
9.6.5 Disaster impact and disaster risk reduction............................................296
9.7 Main findings on micro entrepreneurs not organized in a
Chamber of Commerce....................................................................................299
Part III - Conclusions
10 Main findings, conclusions and suggestions for further
research...............................................................................................................305
10.1 Overview of findings..................................................................................... 306
10.1.1 Gender-specific findings.....................................................................306
10.1.2 Caste aspects.......................................................................................308
Table of Contents
10.1.3 Findings related to urban and rural areas........................................... 309
10.1.4 Findings related to the four districts under study...............................309
10.2 Social versus financial capital....................................................................... 312
10.3 Cycles of development.................................................................................315
10.4 The impact of CCISB.................................................................................... 318
10.4.1 Comparative approach: micro entrepreneurs with and
without CCISB membership..............................................................318
10.4.2 Results from the comparison.............................................................318
10.4.3 Evaluation of and recommendations for CCISB................................319
10.5 Transferability of results............................................................................... 325
10.6 Main conclusions and avenues for further research.....................................326
10.6.1 Conclusions of the study...................................................................327
10.6.2 Critical reflections and further research............................................ 329
Appendix.....................................................................................................................331
Questionnaire for CCISB members..............................................................................333
Questionnaire for non-CCISB members.......................................................................338
Evaluation of CCISB.....................................................................................................342
References................................................................................................................347
Literature cited............................................................................................................ 347
Personal communication............................................................................................. 352
Internet sources........................................................................................................... 353
Pictures........................................................................................................................353
List of figures...........................................................................................................355
List of tables.............................................................................................................359
List of boxes.............................................................................................................365
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| spelling | Sliwa, Nadezhda Verfasser aut Business and investment strategies of micro enterprises in disaster affected areas of Gujarat, India Nadezhda Sliwa Basel Univ. of Basel, Dep. of Geography, Urban and Regional Studies 2011 XI, 364 S. zahlr. Ill., graph. Darst., Kt. txt rdacontent n rdamedia nc rdacarrier Basel development studies 3 Zugl.: Basel, Univ., Master Thesis, 2011 Kleinstbetrieb (DE-588)4138253-5 gnd rswk-swf Gujarat (DE-588)4118450-6 gnd rswk-swf Indien (DE-588)4026722-2 gnd rswk-swf (DE-588)4113937-9 Hochschulschrift gnd-content Indien (DE-588)4026722-2 g Gujarat (DE-588)4118450-6 g Kleinstbetrieb (DE-588)4138253-5 s DE-604 Basel development studies 3 (DE-604)BV035688823 3 HBZ Datenaustausch application/pdf http://bvbr.bib-bvb.de:8991/F?func=service&doc_library=BVB01&local_base=BVB01&doc_number=024975607&sequence=000002&line_number=0001&func_code=DB_RECORDS&service_type=MEDIA Inhaltsverzeichnis |
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| title | Business and investment strategies of micro enterprises in disaster affected areas of Gujarat, India |
| title_auth | Business and investment strategies of micro enterprises in disaster affected areas of Gujarat, India |
| title_exact_search | Business and investment strategies of micro enterprises in disaster affected areas of Gujarat, India |
| title_full | Business and investment strategies of micro enterprises in disaster affected areas of Gujarat, India Nadezhda Sliwa |
| title_fullStr | Business and investment strategies of micro enterprises in disaster affected areas of Gujarat, India Nadezhda Sliwa |
| title_full_unstemmed | Business and investment strategies of micro enterprises in disaster affected areas of Gujarat, India Nadezhda Sliwa |
| title_short | Business and investment strategies of micro enterprises in disaster affected areas of Gujarat, India |
| title_sort | business and investment strategies of micro enterprises in disaster affected areas of gujarat india |
| topic | Kleinstbetrieb (DE-588)4138253-5 gnd |
| topic_facet | Kleinstbetrieb Gujarat Indien Hochschulschrift |
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