Essays in insurance demand:
Gespeichert in:
| 1. Verfasser: | |
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| Format: | Abschlussarbeit Buch |
| Sprache: | English |
| Veröffentlicht: |
2014
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| Schlagworte: | |
| Online-Zugang: | Inhaltsverzeichnis |
| Beschreibung: | XIII, 134 S. graph. Darst. |
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Datensatz im Suchindex
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| adam_text | ESSAYS IN INSURANCE DEMAND
INAUGURAL-DISSERTATION
ZUR ERLANGUNG DES GRADES DOCTOR OECONOMIAE PUBLICAE
(DR. OEC. PUBL.)
AN DER
FAKULTAT FIIR BETRIEBSWIRTSCHAFT
MUNICH SCHOOL OF MANAGEMENT
LUDWIG-MAXIMILIANS-UNIVERSITAT MIINCHEN
VORGELEGT VON:
JAHR:
REFERENT:
KORREFERENT:
PROMOTIONSABSCHLUSSBERATUNG:
KENNZIFFER:
JOHANNES GERD JASPERSEN,
B.SC., M.SC., MBR
MATRIKEL-NR.: 4000631
2014
PROF. DR. ANDREAS RICHTER
PROF. DR. MARKUS GLASER
5. NOVEMBER 2014
D19
HTTP://D-NB.INFO/1064705774
CONTENTS
LIST OF ILLUSTRATIONS VII
TABLES VII
FIGURES VII
LIST OF VARIABLES VIII
LIST OF ABBREVIATIONS XII
1 INTRODUCTION 1
2 THE INFLUENCE OF PREMIUM SUBSIDIES ON MORAL HAZARD IN INSURANCE
CONTRACTS 4
2.1 INTRODUCTION 5
2.2 LITERATURE REVIEW 8
2.3 PREMIUM SUBSIDIES AND MORAL HAZARD WITH NON-CONTINGENT PREMIUMS . 14
2.3.1 BASIC MODEL AND EX-ANTE LOSS PREVENTION 14
2.3.2 GX-POST MORAL HAZARD AND PREMIUM SUBSIDIES 19
2.4 DEPENDENCE ON CONTRACT DESIGN - LOSS PREVENTION AND CONTINGENT PRE
MIUMS 21
2.5 DISCUSSION AND POLICY IMPLICATIONS 24
2.6 CONCLUSION 28
3 EXPERIMENTAL STUDIES OF INSURANCE DEMAND: A REVIEW 30
3.1 INTRODUCTION 31
3.2 STRUCTURED LITERATURE REVIEW 32
IV
CONTENTS V
3.2.1 METHODOLOGY 32
3.2.2 RESULTS 34
3.3 AREAS OF RESEARCH 49
3.3.1 TESTING DECISION THEORIES WITH INSURANCE DEMAND EXPERIMENTS . 49
3.3.2 STUDIES OF INSURANCE-SPECIFIC ASPECTS 52
3.4 EXPERIMENTAL DESIGN IN INSURANCE DEMAND STUDIES 54
3.4.1 DECISION CONTEXT 54
3.4.2 DECISION TASK 57
3.4.3 INCENTIVATION 61
3.4.4 WINDFALL PAYMENTS 64
3.5 CONCLUSIONS AND DIRECTIONS OF RITURE RESEARCH 65
4 AN INCENTIVE COMPATIBLE SCORING RULE FOR ORDINAL LIKELIHOOD JUDG
MENTS OF EXPECTED UTILITY MAXIMIZERS 67
4.1 INTRODUCTION 68
4.2 CALCULATIONS 69
4.2.1 STRICT ORDINAL JUDGMENTS 70
4.2.2 ALLOWING FOR EQUAL RANKINGS 72
4.3 DISCUSSION AND CONCLUSION 74
5 THE INFLUENCE OF AFFECT ON HEURISTIC THINKING IN INSURANCE DEMAND 75
5.1 INTRODUCTION 76
5.2 LITERATURE REVIEW 78
5.3 HYPOTHESIS DEVELOPMENT 84
5.4 METHODS 86
5.4.1 DESIGN 87
5.4.2 PARTICIPANTS 87
5.4.3 MANIPULATION/MOOD INDUCTION 88
5.4.4 PROCEDURE 89
5.5 RESULTS 91
5.5.1 TEST OF INCIDENTAL AIFECT INDUCTION 91
5.5.2 DATA SET 91
CONTENTS VI
5.5.3 PANEL ESTIMATION 92
5.5.4 AFFECTIVE ACTIVATION AND INSURANCE DEMAND 95
5.5.5 AFFECTIVE ACTIVATION AND THE GAMBLER S FALLACY 95
5.5.6 AFFECTIVE ACTIVATION AND THE AFFECT HEURISTIC 96
5.5.7 MARGINAL EFFECTS 96
5.5.8 ROBUSTNESS 99
5.6 DISCUSSION 99
5.7 CONCLUSIONS AND IMPLICATIONS 101
APPENDICES 105
A APPENDIX TO: THE INFLUENCE OF PREMIUM SUBSIDIES IN INSURANCE CON
TRACTS 105
A.L NON-CONTINGENT PREMIUMS AND EX-ANTE MORAL HAZARD 105
N
A.2 NON-CONTINGENT PREMIUMS AND EX-POST MORAL HAZARD 107
A.3 CONTINGENT PREMIUMS AND EX-ANTE MORAL HAZARD 110
B APPENDIX TO: THE INFLUENCE OF AFFECT ON HEURISTIC THINKING IN INSUR
ANCE DEMAND 114
B.L EXPERIMENTAL INSTRUCTIONS 114
B.2 MARGINAL EFFECTS ESTIMATION 116
B.3 RESULTS OF ROBUSTNESS CHECKS 117
BIBLIOGRAPHY 119
|
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| dewey-ones | 368 - Insurance |
| dewey-raw | 368.01 |
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| dewey-tens | 360 - Social problems and services; associations |
| discipline | Soziologie Wirtschaftswissenschaften |
| format | Thesis Book |
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| spelling | Jaspersen, Johannes G. Verfasser (DE-588)1067523537 aut Essays in insurance demand vorgelegt von: Johannes Gerd Jaspersen 2014 XIII, 134 S. graph. Darst. txt rdacontent n rdamedia nc rdacarrier Dissertation Universität München 2014 Versicherungsnachfrage (DE-588)4246274-5 gnd rswk-swf (DE-588)4143413-4 Aufsatzsammlung gnd-content (DE-588)4113937-9 Hochschulschrift gnd-content Versicherungsnachfrage (DE-588)4246274-5 s DE-604 DNB Datenaustausch application/pdf http://bvbr.bib-bvb.de:8991/F?func=service&doc_library=BVB01&local_base=BVB01&doc_number=027762499&sequence=000001&line_number=0001&func_code=DB_RECORDS&service_type=MEDIA Inhaltsverzeichnis |
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| title | Essays in insurance demand |
| title_auth | Essays in insurance demand |
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| title_full | Essays in insurance demand vorgelegt von: Johannes Gerd Jaspersen |
| title_fullStr | Essays in insurance demand vorgelegt von: Johannes Gerd Jaspersen |
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| title_short | Essays in insurance demand |
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