Long term care partnerships: are they "fit for purpose"?
The risk of high costs of long-term care services and supports (LTSS) is one of the largest uninsured risks for American families and a major challenge to the sustainability of Medicaid. To address the latter, the long-term care partnership (LTCP) program was an initiative designed to encourage midd...
Gespeichert in:
| Hauptverfasser: | , , |
|---|---|
| Format: | Elektronisch E-Book |
| Sprache: | English |
| Veröffentlicht: |
München
CESifo
2015
|
| Schriftenreihe: | CESifo working paper
5155 : Category 3, Social Protection |
| Online-Zugang: | Volltext |
| Zusammenfassung: | The risk of high costs of long-term care services and supports (LTSS) is one of the largest uninsured risks for American families and a major challenge to the sustainability of Medicaid. To address the latter, the long-term care partnership (LTCP) program was an initiative designed to encourage middle-class individuals to purchase private long-term care insurance to cover at least the non-catastrophic costs of LTSS. The goal was to defer the time when an individual would become eligible for Medicaid to pay her LTSS expenses, and thereby reduce Medicaid expenditures. This paper exploits two unique sources of variation in the effects of LTCP, (i) the long term effects in the four states that were allowed to implement partnership programs in 1993-4, and (ii) the short-term effects in the states that implemented LTCP programs after 2005. Given the progressive development of the LTCP, we identify differences in trends in insurance uptake and Medicaid long-term care expenditures and claims. Both sources of variation suggest LTCP programs modestly stimulated LTC insurance uptake and slowed Medicaid LTC expenditures and claims trends. |
| Beschreibung: | 1 Online-Ressource (45 S.) graph. Darst. |
| Format: | . - Acrobat Reader |
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| 520 | 1 | |a The risk of high costs of long-term care services and supports (LTSS) is one of the largest uninsured risks for American families and a major challenge to the sustainability of Medicaid. To address the latter, the long-term care partnership (LTCP) program was an initiative designed to encourage middle-class individuals to purchase private long-term care insurance to cover at least the non-catastrophic costs of LTSS. The goal was to defer the time when an individual would become eligible for Medicaid to pay her LTSS expenses, and thereby reduce Medicaid expenditures. This paper exploits two unique sources of variation in the effects of LTCP, (i) the long term effects in the four states that were allowed to implement partnership programs in 1993-4, and (ii) the short-term effects in the states that implemented LTCP programs after 2005. Given the progressive development of the LTCP, we identify differences in trends in insurance uptake and Medicaid long-term care expenditures and claims. Both sources of variation suggest LTCP programs modestly stimulated LTC insurance uptake and slowed Medicaid LTC expenditures and claims trends. | |
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| indexdate | 2024-07-10T07:12:15Z |
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| language | English |
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| spelling | Bergquist, Savannah Verfasser aut Long term care partnerships are they "fit for purpose"? Savannah Bergquist ; Joan Costa-i-Font ; Katherine Swartz München CESifo 2015 1 Online-Ressource (45 S.) graph. Darst. txt rdacontent c rdamedia cr rdacarrier CESifo working paper 5155 : Category 3, Social Protection The risk of high costs of long-term care services and supports (LTSS) is one of the largest uninsured risks for American families and a major challenge to the sustainability of Medicaid. To address the latter, the long-term care partnership (LTCP) program was an initiative designed to encourage middle-class individuals to purchase private long-term care insurance to cover at least the non-catastrophic costs of LTSS. The goal was to defer the time when an individual would become eligible for Medicaid to pay her LTSS expenses, and thereby reduce Medicaid expenditures. This paper exploits two unique sources of variation in the effects of LTCP, (i) the long term effects in the four states that were allowed to implement partnership programs in 1993-4, and (ii) the short-term effects in the states that implemented LTCP programs after 2005. Given the progressive development of the LTCP, we identify differences in trends in insurance uptake and Medicaid long-term care expenditures and claims. Both sources of variation suggest LTCP programs modestly stimulated LTC insurance uptake and slowed Medicaid LTC expenditures and claims trends. . - Acrobat Reader Costa-Font, Joan 1974- Verfasser (DE-588)1014937124 aut Swartz, Katherine Verfasser aut CESifo working paper 5155 : Category 3, Social Protection (DE-604)BV014083264 5155 https://www.cesifo.org/DocDL/cesifo1_wp5155.pdf Verlag kostenfrei Volltext |
| spellingShingle | Bergquist, Savannah Costa-Font, Joan 1974- Swartz, Katherine Long term care partnerships are they "fit for purpose"? CESifo working paper |
| title | Long term care partnerships are they "fit for purpose"? |
| title_auth | Long term care partnerships are they "fit for purpose"? |
| title_exact_search | Long term care partnerships are they "fit for purpose"? |
| title_full | Long term care partnerships are they "fit for purpose"? Savannah Bergquist ; Joan Costa-i-Font ; Katherine Swartz |
| title_fullStr | Long term care partnerships are they "fit for purpose"? Savannah Bergquist ; Joan Costa-i-Font ; Katherine Swartz |
| title_full_unstemmed | Long term care partnerships are they "fit for purpose"? Savannah Bergquist ; Joan Costa-i-Font ; Katherine Swartz |
| title_short | Long term care partnerships |
| title_sort | long term care partnerships are they fit for purpose |
| title_sub | are they "fit for purpose"? |
| url | https://www.cesifo.org/DocDL/cesifo1_wp5155.pdf |
| volume_link | (DE-604)BV014083264 |
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